Point Pleasant, NJ Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Point Pleasant, NJ home insurance & get cheap rates.

1) Insure Personal Belongings In Your Point Pleasant, NJ Homeowners Insurance Coverage

Example Personal Belongings Category Price
2.0 Cu. Ft. Over-the-Range Microwave with Digital Controls 1100 Watts 10 Power Levels Sensor Cooking Turntable Extenda Vent and Charcoal Filter White Major Appliances $429.99
Turbo Air Radiance Restaurant Ranges gas TARG-24G2B Stove $8,066.00
Southbend S-Series S60DD 60'' Gas Range, 10 Open Burner, 2 Standard Ovens | 324,000 BTU $7,019.00
Coaster Home Furnishings 120811 Contemporary Dining Table, Black Furniture $336.00
Bose SoundTouch 20 Wi-Fi Music System Speakers $399.00
Element ELEFW408 40-Inch 1080p 60hz LED TV (Refurbished) Home Theater $239.99
Centaurus Delta Custom Gaming Computer - AMD FX 8350 8-Core 4.4GHz O/C, 16GB 1600MHz, Radeon R9 280 3GB, 120GB SSD + 1TB, CM Hyper 212 Cooler, Windows 8.1 64bit Personal Computer $1,799.00
Geneva Sound System Model XL Wireless High Powered All-in-One HiFi System with CD, Bluetooth & FM (Black) Receiver or Amplifier $2,299.00
Cadco OV-013 Compact Half Size Convection Oven with Manual Controls, 120-Volt/1450-Watt, Stainless/Black Kitchen $1,580.00
Country Dining Table, Beige Wood Home $4,586.00

2) Home Security Systems Lowers Your Point Pleasant, NJ Home Insurance

Example Home Security Systems Price
BOSCH SECURITY VIDEO VG5-624-ECS Autodome Surveillance Color Camera $3,411.36
GW Security Inc VD821SDI-T 1080P HD-SDI IR Auto Tracking PTZ Camera $980.00
Zmodo 8channel DVR Security Cameras System w/ 4 Outdoor Bullet 4 Indoor Dome 600TVL Hi-Resolution Video Surveillance Cameras 1TB HDD $349.99
Lorex LH024501C2WB 4-Ch 500 GB ECO Blackbox 2 x 960H Wireless Indoor/Outdoor Security Camera System with Stratus Connectivity (Black) $499.95
GW Security 16 Channel 1080P Network DVR (12) x 960P Outdoor /Indoor HD IP Security Camera System - 2.8~12mm Varifocal Zoom Lens 180 ft IR Long Distance - Include Pre-installed 4TB Hard Drive $2,399.00
Samsung SDS-P5102 16 Channel CCTV Surveillance DVR Security System 2TB HDD 10 720TVL Box Cameras LCD MONITOR $889.00
Defeway D16AHD1-12xC720AH1-2000G HD 1080P 960H 16 Channel DVR Kit CCTV System Home Security Camera System $979.27
USG 1080P PoE IP CCTV Kit: 16x 1080P IP PoE 2.8-12mm Bullet Cameras (4x With Audio-In-Out) 2x 24 Channel 1080P NVR 2x 8 PoE Ports IP CCTV Switch 2x 3TB HDD *** High Definition Video Surveillance For Your Home or Business! $4,699.99
16 Channel NVR Security Camera System with 16 Ports PoE - (16) 2MP IP Megapixel Camera - NO HARD DRIVE $3,851.74
GW Security 720P HD Over Analog (HDCVI) 16 Channel Video Security System - Sixteen 1.0 MP Weatherproof IP66 Bullet Cameras, 75ft IR LED Night Vision, Long Distance Transmit Range (1,640ft), Pre-Installed 4TB HD for 360 Hours 16Ch Recording HD 720P, Quick QR Code Smartphone Access, USB Backup and More $1,899.00

3) Stop Smoking to Reduce Your Point Pleasant, NJ Home Insurance

County Percentage of smokers
Warren county including Hutchinson, Marksboro, Delaware Park, Columbia, Hope 19%
Hunterdon county including Readington, Califon, Alexandria, Raritan, Stockton 13%
Mercer county including Robbinsville, West Windsor, Lawrence, Princeton Junction, Yardville 13%
Salem county including Elsinboro, Penns Grove, Pennsville, Carneys Point, Salem County 25%
Camden county including Brooklawn, Woodlynne, Kingston Estates, Hi Nella, Camden 19%
Somerset county including Ten Mile Run, Warren, Franklin, Belle Mead, Millstone 9%
Gloucester county including Glassboro, Pitman, Gloucester County, Richwood, Mullica Hill 19%
Morris county including Mendham, Denville, Jefferson, East Hanover, Budd Lake 13%
Ocean county including Cedar Glen Lakes, Leisure Knoll, Dover Beaches, Beach Haven, Tuckerton 17%
Atlantic county including Elwood, Folsom, Buena, Atlantic County, Hammonton 20%

4) Seniors Get More Home Insurance Discounts in Point Pleasant, NJ

Senior Population in Point Pleasant, NJ compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Point Pleasant 1641 1912 1836
Wall 2128 2859 3023
Helmetta 134 228 136
Irvington 3199 5169 3290
Atlantic Beach 149 370 292
Englishtown 81 163 147
Holiday Heights 66 387 1716
Spotswood 475 897 1208
Monmouth County 44278 63420 61734
Pine Ridge at Crestwood 115 895 1140
Northampton 3344 4708 3702