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Staten Island, NY Home Insurance - Getting it Dirt Cheap

Getting cheap Staten Island, NY is very possible if you follow these steps & compare multiple quotes from top providers

1) Insure Personal Belongings In Your Staten Island, NY Homeowners Insurance Coverage

Example Personal Belongings Category Price
"HP ENVY Recline 27 TouchSmart Desktop 480GB SSD + 2TB HD 16GB RAM EXTREME (Intel Core i7-4770S processor - 3.10GHz with TURBO BOOST to 3.90GHz, 16 GB RAM, 480 GB SSD + 2 TB Hard Drive (2480 GB total), TOUCHSCREEN, 27"" Full HD 1080p 1920x1080 IPS LED backlit display, Windows 8) PC Computer Touch Screen All-in-One" Personal Computer $3,499.00
BOSE(R) 321 GS Series II DVD Home Entertainment System - Graphite Speakers $999.00
John Deere Original Equipment Transmission #AM131580 Lawn Mower $610.00
Brush Cutter, 24 In. Cut Width, 13HP Home Improvement $3,574.14
LG Electronics 43UF7600 43-inch 4K Ultra HD Smart LED TV (2015 Model) Home Theater $1,099.99
Shure QLXD124/85 Handheld and Lavalier Combo Wireless Microphone System with WL185 and SM58, L50 Musical Instruments $1,799.00
Bosch HMV3022U 300 1.6 Cu. Ft. White Over-the-Range Microwave Major Appliances $487.80
AICO Mirror Chateau Beauvais AI-75067 Home $897.00
Poulan Pro 960420170 PB20VA46 Briggs 20 HP V-Twin Ready Start Pedal Control Fast Auto Drive Cutting Deck Riding Mower, 46-Inch Lawn & Patio $1,599.00
Le Creuset Marseille Blue Mixed 20 Piece Cookware Set Kitchen $1,347.00

2) Home Security Systems Lowers Your Staten Island, NY Home Insurance

Example Home Security Systems Price
USG 1080P PoE IP CCTV Kit: 8x 1080P IP PoE 3.6mm Bullet Cameras 1x 24 Channel 1080P NVR 1x 3TB HDD 8x Ethernet Cables*** High Definition Video Surveillance For Your Home or Business! $1,999.99
GW Security VD16CH16C50HDSDI 16 CH HD SDI DVR 1080P Security Camera System with 16 x 2.1 MP 1080P Varifocal Zoom Outdoor Cameras and 4 TB Hard Drive (Grey) $3,499.00
USG 3MP IP PTZ CCTV Kit: 1x 16Ch @ 3MP NVR 1x 1080P IP PTZ 4.7-47mm Speed Dome Camera 15x 3MP IP PoE 2.8-12mm Dome Cameras 2x 9 Port PoE Network Switches 2x 3TB HDD *** Ultra High Definition Video Surveillance For Your Home or Business! $4,199.99
Swann 16 Channel Security System with 16 700TVL Cameras, 1TB Hard Drive, and up to 82' Night Vision $1,999.99
Oplink Connected OPG2201 TripleShield Home Security System (White) $299.99
USG 1080P PoE IP CCTV Kit: 8x 1080P IP PoE 2.8-12mm Bullet Cameras With Audio 1x 24 Channel 1080P NVR 8x Ethernet Cables 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business! $2,499.99
GW Security 1080P HD-CVI 4 Channel Video Security Camera System - Four 2MP Weatherproof Sony Cmos 2.8-12mm Motorized Zoom Varifocal Bullet Cameras, 42-IR LED 120ft Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 1TB HDD $999.00
Amcrest 720P HD Over Analog (HDCVI) 4CH Video Security System - Four 1.0 MP Weatherproof IP66 Bullet & Dome Cameras, 65ft IR LED Night Vision, Long Distance Transmit Range (1,640ft), Pre-Installed 1TB HD for 360 Hours 8Ch Recording 720p @ 30fps, Quick QR Code Smartphone Access, USB Backup and More $329.99
JideTech Surveillance Systems 8ch NVR kits with 720P Pan and Tilt P2P Wifi Camera for Home Security Systems $989.00
GW Security 8 Channel Realtime NVR Kit (2TB HD): 8 X HD-IP Camera. 1/3" 5 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens, 42PCs IR LED, 120 feet IR Distance. *** High Definition Video Surveillance For Your Home or Business $2,200.00

3) Stop Smoking to Reduce Your Staten Island, NY Home Insurance

County Percentage of smokers
Orleans county including Murray, Ridgeway, Kendall, Orleans County, Lyndonville 29%
Warren county including Glens Falls, Warrensburg, Thurman, Glens Falls, Queensbury 25%
Allegany county including Alfred, Friendship, Rushford, New Hudson, West Almond 21%
Oswego county including Oswego, SUNY Oswego, Altmar, Pulaski, Williamstown 30%
Rockland county including South Nyack, Spring Valley, Kaser, Stony Point, Thiells 9%
Oneida county including New York Mills, Clayville, Paris, Clark Mills, Steuben 23%
Orange county including Tuxedo, Minisink, Port Jervis, Walden, Highland Falls 21%
Madison county including Oneida, Canastota, Brookfield, Nelson, Lebanon 22%
Chenango county including Bainbridge, Otselic, Smithville Flats, Pitcher, Plymouth 23%
Onondaga county including Westvale, De Witt, Otisco, East Syracuse, Onondaga County 16%

4) Seniors Get More Home Insurance Discounts in Staten Island, NY

Senior Population in Staten Island, NY compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Staten Island 30581 47369 41051
Somerville 588 1073 920
Manasquan 403 864 779
Newtown 226 298 321
Haworth 353 322 295
Ogdensburg 114 286 168
Babylon 2815 3724 4574
Huntington Bay 222 311 199
Pennington 247 208 336
Butler 525 806 608
Garden City Park 674 897 954