New Castle, NY Home Insurance - How to Get it Cheap

We have researched some steps to reduce your New Castle, NY home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your New Castle, NY Homeowners Insurance Coverage

Example Personal Belongings Category Price
Yamaha LC3BASE PLUS | Music Lab $5,399.00
Paula Deen Home Complete Family-Style Table Top with Base, Molasses Home $1,905.00
JBL JRX212 12' Passive Speakers (Pair) with JBL JRX218S Subwoofers (Pair) complete PA System Speakers $1,424.96
Furniture of America Erin 7-Piece Dining Table Set, Dark Oak Finish Furniture $694.48
AMPLIVOX SW212 MITY-VOX AC / DC + "D" Battery Powered Portable Public Address (PA SYSTEM) w/ Wireless Lapel + Handheld Microphones Receiver or Amplifier $289.95
Southbend Marathonergold Oven Electric - EB/10CCH Kitchen $9,494.00
Apple Mac Mini - 3.0GHz Dual-Core Intel Core i7, 16GB Memory, 1TB Fusion Drive, Intel Iris Graphics, Thunderbolt 2, HDMI port, Wi-Fi, Bluetooth 4.0, OS X Yosemite (NEWEST VERSION) Personal Computer $1,919.00
Oregon 88-025 Lawn Mower Blade Standard Duty Grinder, 1/3 HP Lawn & Patio $299.99
JBL PRX735 Three-Way Full Range Main System Musical Instruments $1,799.00
RIDGID (EMERSON) PART NUMBER 93287 535M 115V 36 RPM 811 NPT DH Home Improvement $7,011.56

2) Home Security Systems Lowers Your New Castle, NY Home Insurance

Example Home Security Systems Price
Q-See 4 Channel HD Security System with 1TB Hard Drive, 4 720p IP Cameras 100' feet Night Vision $999.99
USG 36 Channel 1080P PoE IP CCTV Kit: 24x 1080P IP PoE 2.8-12mm Bullet Cameras 1x 36 Channel 1080P NVR 3x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,499.99
ANNKE 16CH Full 960H Security DVR Recorder System 2TB HDD W/ 16 900TVL Hi-Resolution Weatherproof Superior Night Vision CCTV Camera Systems $899.99
Swann 8 Channel 960H Security System with 1TB HDD and 4 700TVL Cameras $499.00
Lorex LNR341C2B 4-Channel 1TB NVR 2 x 1080p HD Wireless IP Indoor/Outdoor Security Camera System with Stratus Connectivity (White) $749.99
GW Security GW4CH2CM2061 4 CH 1080P 1 TB NVR and 2 x HD 1080P 2.8-12 mm Varifocal 180-Feet IR Distance PoE IP Security Camera System $569.00
Watchguard Xtm 510 1-YR Securi $1,445.00
GW Security VDW8CH6C1361IP 8 Channel 1080P Network NVR HD IP Security Camera System with 6 x 960P Outdoor 2.8-12 mm Varifocal Zoom Cameras and 2 TB HDD $995.00
GW Security HD IP 8 Channel NVR Security System with 8 IP PoE 5MP 1080P Security Cameras, 2 TB HDD $1,499.00
Logitech Alert 700n Indoor Add-On Camera with Wide-Angle Night Vision (961-000385) $229.99

3) Stop Smoking to Reduce Your New Castle, NY Home Insurance

County Percentage of smokers
Westchester county including Port Chester, Lake Mohegan, Mount Vernon, Armonk, Greenburgh 13%
Chenango county including Oxford, Chenango County, Plymouth, Columbus, New Berlin 23%
Onondaga county including Baldwinsville, Fairmount, Lakeland, Fayetteville, LaFayette 16%
Niagara county including Lewiston, Wilson, Wheatfield, Royalton, Niagara 23%
Lewis county including Denmark, Lyonsdale, Harrisville, Turin, Pinckney 20%
Putnam county including Philipstown, Brewster, Carmel Hamlet, Mahopac, Lake Carmel 10%
Montgomery county including Fort Plain, Montgomery County, Tribes Hill, Mohawk, Root 31%
Fulton county including Ephratah, Mayfield, Broadalbin, Oppenheim, Bleecker 18%
Rockland county including Bardonia, Chestnut Ridge, Suffern, Montebello, Stony Point 9%
Monroe county including Parma, Pittsford, East Rochester, Honeoye Falls, Fairport 18%
Wayne county including Ontario, Newark, Savannah, Clyde, Lyons 21%

4) Seniors Get More Home Insurance Discounts in New Castle, NY

Senior Population in New Castle, NY compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
New Castle 1436 2056 1183
Orangetown 3403 5363 5926
Old Westbury 335 356 273
Pelham 746 1178 970
Cold Spring 184 270 313
Avenel 1395 1204 1295
Highlands 355 563 384
Bayonne 4307 6006 6015
Muttontown 343 329 399
Bellerose Terrace 196 116 154
Upper Montclair 1155 1106 745