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Ronkonkoma, NY Home Insurance - To Not Regret, Do This

You will regret buying your Ronkonkoma, NY home insurance without reading since you will miss out on cheap deals.

1) Insure Personal Belongings In Your Ronkonkoma, NY Homeowners Insurance Coverage

Example Personal Belongings Category Price
LG LCSP1110ST 1.1 Cu Ft Counter Top Combo Microwave and Baking Oven, Stainless Steel Kitchen $209.00
Southbend Platinum Heavy Duty Range 32" - P32N-GRAD Stove $6,548.00
Alienware ALW18-4001sLV 18.4-Inch Laptop (2.5 GHz Intel Core i7-4710MQ Processor, 16GB DDR3L, 1TB HDD, 80GB SSD, Dual NVIDIA GeForce GTX 860M, Windows 7 Home Premium) Personal Computer $2,299.99
Southbend S-Series S60DD 60'' Gas Range, 10 Open Burner, 2 Standard Ovens | 324,000 BTU $7,019.00
9pc Counter Height Dining Table & Stools Set Dark Brown Finish Home $1,677.00
Wi Digital Wi Audiostream EL Pocket Portable Stereo Digital Wireless Microphone and Audio Monitoring System Musical Instruments $464.00
Nova Sofa Table w Beveled Tempered Glass Top in Chrome Furniture $391.43
Southbend 400 Series Ultimate Restaurant Range 60" 4 Burner 24" Griddle Cabinet Base - 4607CC-2GL Major Appliances $10,427.00
5510HD 55" 1080p LCD TV - 16:9 - HDTV 1080p - 120 Hz Home Theater $5,595.00
Yamaha RX-A2050 AVENTAGE 9.2-Channel Network AV Receiver Plus + A Polk Audio Blackstone TL350 5.0 Home Theater Speaker System Receiver or Amplifier $2,399.99

2) Home Security Systems Lowers Your Ronkonkoma, NY Home Insurance

Example Home Security Systems Price
USG 3MP IP PoE CCTV Kit: 1x 16 Ch @ 3MP NVR 16x 3MP IP PoE 2.8-12mm Dome Cameras 2x 9 Port PoE Network Switch 2x 3TB HDD (6TB Total) *** Ultra High Definition Video Surveillance For Your Home or Business! $3,999.99
GW Security VD8CHH6 8-Channel HD-SDI DVR 8 x HD-SDI 1/3 Inches 2.1 Meg CMOS Camera with 1080P 65-Feet IR Distance One is 2.8 to 12mm Lens One is 3.6mm Lens (Colorful) $2,250.00
Q-See QCN8014Z 1080p IP Add-On Pan-Tilt-Zoom 12x Zoom Camera (White) $949.99
System Controller for the NSR-1000 SERIES $2,190.00
Lorex LNR382C4B LNR300 Series 8-Channel Security HD NVR with 2TB Hard Drive, and 4 HD *1080p* IP Cameras $1,199.99
Night Owl Security 32 Channel Video Security System with 24 x 700 TVL Bullet Cameras $1,799.99
Lorex LH028501C4WB 8-Channel 500GB Eco Blackbox 4 x 960H Wireless Indoor/Outdoor Security Camera System with Stratus Connectivity (White) $799.99
USG 36 Channel 1080P PoE IP CCTV Kit: 24x 1080P IP PoE 2.8-12mm Bullet Cameras 1x 36 Channel 1080P NVR 4x 9 Port PoE Switches 3x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $5,199.99
GW Security VD32CH736G18 32-Channel 960H DVR Security Camera System with 18 x 900TV Outdoor Indoor Dome 3.6mm Wide Angle Lens Security Camera (Grey) $1,799.00
LaView LV-KN996P168A4-T3 Premium IP 16 Channel Security System with 8 IP 1080P Security Cameras, 3 TB HDD (White) $1,999.99

3) Stop Smoking to Reduce Your Ronkonkoma, NY Home Insurance

County Percentage of smokers
Suffolk county including Shirley, Islandia, Lloyd Harbor, Port Jefferson, Orient 18%
Schuyler county including Reading, Orange, Watkins Glen, Tyrone, Catharine 29%
Ulster county including Clintondale, Rosendale Hamlet, Ulster County, Plattekill, Olive 23%
Madison county including Lincoln, Lebanon, Nelson, Morrisville, DeRuyter 22%
Erie county including Eden, Alden, Seneca, Erie County, Holland 16%
Warren county including Thurman, Lake George, Hague, Johnsburg, Stony Creek 25%
Franklin county including Bangor, Chateaugay, Fort Covington Hamlet, Fort Covington, Constable 19%
Montgomery county including Nelliston, Fonda, Fort Johnson, Fort Plain, St. Johnsville 31%
Onondaga county including Galeville, Fabius, Minoa, Liverpool, Seneca Knolls 16%
Ontario county including Clifton Springs, Ontario County, Geneva, Hall, Richmond 15%
Albany county including Watervliet, Knox, Voorheesville, Cohoes, Westerlo 17%

4) Seniors Get More Home Insurance Discounts in Ronkonkoma, NY

Senior Population in Ronkonkoma, NY compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Ronkonkoma 965 1986 1216
Westbury 1028 1525 1764
Islip 1870 2302 2925
Plandome Manor 56 83 129
Bayport 775 899 921
Rye Brook 575 924 1692
Lake Ronkonkoma 1059 1989 2056
Rye 2531 3734 4383
Greenlawn 881 1177 1858
Guilford Center 171 342 521
Old Tappan 359 594 557