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Miami County, OH Home Insurance - Getting it Dirt Cheap

Getting cheap Miami County, OH is very possible if you follow these steps & compare multiple quotes from top providers

1) Insure Personal Belongings In Your Miami County, OH Homeowners Insurance Coverage

Example Personal Belongings Category Price
CybertronPC Silencer Gaming Desktop (TGMSILENCER15BK) Personal Computer $3,499.99
2xhome - Set of 4 - Green - Dining Room Chairs - Modern Contemporary Designer Designed Popular Home Office Work Indoor Outdoor Armchair Living Family Room Kitchen Bed Bedroom Porch Patio Balcony Arm Chair Swimming Pool Backyard Back Yard In Out Door Seat Vogue Trendy In Style Stylistic Artistic Art Elegant Stackable Stacking Stack Home $1,036.63
Sceptre X415BV-FMQR 40-Inch Full HD LED TV with MHL ROKU Ready Home Theater $329.99
Room Magic Natural 5 Piece Bedroom Set, Little Lizard Beds $1,498.00
Onkyo CS-N755 Network Hi-Fi Mini System Receiver or Amplifier $499.00
APC Air Filter 0J-875-2013A (Qty 4) Kit Filter for Air Conditioner Precision 875-2013A Home Improvement $300.00
Audio-Technica System 10 Pro Digital Wireless - Lavalier/Handheld System Musical Instruments $1,189.00
Bakers Pride 4 Burner 24" Griddle 48" Range 48-BP-4B-G24-S20 Major Appliances $10,774.00
Klipsch KL-6504-THX(3 Speaker) In-Wall 5.1 SW-310 Onkyo TX-NR838 7.2-Channel Network- White Speakers $5,043.00
GreenWorks 25223 G-MAX 40V Li-Ion 19-Inch Cordless Lawn Mower w/ (1) 4Ah (1) 2Ah Batteries & Charger Lawn & Patio $399.00

2) Home Security Systems Lowers Your Miami County, OH Home Insurance

Example Home Security Systems Price
First Alert DW-702 Two Camera Digital Wireless Security Recording System with 7-Inch LCD Display $399.99
GW Security 8 Camera 1080P PoE IP CCTV Kit : 6 x 1080P IP PoE 2.8-12mm Bullet Cameras 2 x 1080P Auto Tracking IP PTZ 4.7 ~ 94mm 20 times Zoom 1x 8 Channel 1080P NVR 1 x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $3,250.00
GW Security 4 Channel DVR (2) HD 2.0MP 1080P HD-CVI Outdoor/ Indoor Security Camera System with Pre-Installed 500GB Hard Drive - Long Distance Transmit Range $499.00
Revo RESPTZ36-2WM Elite 36X Zoom Indoor/Outdoor PTZ Surveillance Camera with Built-In Automatic Heater/Blower (White) $1,499.99
USG Sony 16 Camera 1080P PoE IP CCTV Kit with AUDIO: 8x 1080P IP PoE 3.6mm Dome Cameras (4 of 8 with Audio) 6x 1080P IP PoE 2.8-12mm Bullet Cameras 2x 1080P IP PTZ 5-90mm 18x Optical Zoom Lens 1x 24 Channel 1080P NVR 4x Microphones 4x Mic PoE Kits 1x 19 Port Gigabit Network PoE Switch 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,699.99
GW Security 8 Channel HD-CVI Realtime DVR Kit (1TB HD) : 4 x 1/2.8" 2.0 Mega pixels HDCVI SONY CMOS CCTV Security Camera, 2.8~12mm Varifocal Lens. 4 x 1/2.8" 2.0 Mega pixels HDCVI SONY CMOS CCTV Security Motorized Zoom Camera. *** High Definition Video Surveillance For Your Home or Business $2,000.00
BOSCH SECURITY VIDEO UPH-C485N-L8120 Camera/Lens Sled Assembly for HSPS $2,580.00
GW Security 8 Channel HD-CVI Realtime DVR Kit (1TB HD): 6 x 1/2.8" 2.0 Mega pixels HDCVI SONY CMOS CCTV Security Camera, 2.8~12mm Varifocal Lens. 2 x 1/2.8" 2.0 Mega pixels HDCVI SONY CMOS CCTV Security Motorized Zoom Camera. *** High Definition Video Surveillance For Your Home or Business $1,900.00
Swann SWDVK-825558-US 8-Channel DVR and 8 x 540 TVL Cameras (Black) $549.99
GW Security Inc VD16CHC8 16 Channel HDCVI DVR Security Camera System $2,500.00

3) Stop Smoking to Reduce Your Miami County, OH Home Insurance

County Percentage of smokers
Miami county including Monroe, Troy, Staunton, Huber Heights, Ludlow Falls 18%
Harrison county including Stock, Archer, Cadiz, Bowerston, New Athens 34%
Licking county including Gratiot, Etna, McKean, Pataskala, Heath 23%
Darke county including Bradford, Twin, Hollansburg, New Weston, Wabash 18%
Ashtabula county including Williamsfield, Geneva, Pierpont, Kingsville, Roaming Shores 30%
Pike county including Piketon, Pike County, Pee Pee, Stockdale, Sunfish 26%
Clermont county including Newtonsville, Pierce, Clermont County, Summerside, Ohio 24%
Guernsey county including Guernsey County, Wills, Cumberland, Millwood, Senecaville 30%
Jefferson county including Steubenville, Smithfield, Mingo Junction, Pottery Addition, Amsterdam 29%
Vinton county including Vinton, Swan, Hamden, Wilkesville, Vinton County 21%
Franklin county including Jackson, Hilliard, Valleyview, Obetz, Minerva Park 20%

4) Seniors Get More Home Insurance Discounts in Miami County, OH

Senior Population in Miami County, OH compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Miami County 7633 11028 11060
Celina 807 1106 1340
Loramie 180 197 266
Williamsdale 45 109 31
West Manchester 29 59 52
Clear Creek 1904 3099 1745
Spencer 165 298 298
McArthur 141 199 182
Mercer County 2944 3980 4679
Osgood 9 37 58
Madison County 2873 3970 3726