Franklin, OH Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Franklin, OH home insurance & get cheap rates.

1) Insure Personal Belongings In Your Franklin, OH Homeowners Insurance Coverage

Example Personal Belongings Category Price
Coaster Black Oak Finish Pub Dining Set Furniture $449.99
Dacor RNO127C208V 30" Electric Convection Self-Cleaning Single Wall Oven with 4.5 cu. ft. Capacity 6 Cooking Modes SoftShut Hinges and 2 GlideRacks: Color Match with Epicure Handle 208 Volts Kitchen $3,680.00
Yamaha 3D-Ready 5.1-Channel 500 Watts Digital Home Theater Audio/Video Receiver With a USB Digital Input and Connecting Cable to Play & Charge Your iPod or iPhone & Control Remotely + Set of 4 Yamaha All Weather Indoor / Outdoor 180 watt Wall Mountable Natural Sound 2-way Acoustic Suspension Speakers - White + 100ft 16 AWG Speaker Wire Receiver or Amplifier $1,549.99
LG 79UF9500 79" 4K UHD Smart LED HDTV with webOS 2.0 Television $7,999.99
MSI Computer 18.4-Inch Laptop GT80 TITAN SLI-263 Personal Computer $3,699.99
LG Electronics 42LF5800 42-Inch 1080p Smart LED TV (2015 Model) Home Theater $599.99
Serengeti 6 Pc. Rattan and Wicker Indoor Dining Set WITH 4 Side Chairs, Table Base, Glass Top and FREE DELIVERY Home $2,095.00
Klipsch R-5650-WII In Wall System #2 (R-5502-WII) FREE PL-200-Onkyo TX-NR626 7.2 Speakers $2,699.00
Ariens 915159 Zoom 42 725cc 20 HP 42 in. Zero Turn Riding Mower Lawn & Patio $3,629.99

2) Home Security Systems Lowers Your Franklin, OH Home Insurance

Example Home Security Systems Price
BOSCH SECURITY VIDEO LTC 3783/51 Camera Lens 1/2-Inch 8.5-85mm Ir Corrected Auto Iris F1.6 - 360 $3,563.80
Lorex Technology LW491HD Wireless Home Monitoring System With 720P Cameras $811.01
Logitech Alert 700i Indoor Add-On HD-Quality Security Camera (961-000330) $229.99
Honeywell Lynx Touch L7000 Starter Kit - LYNX Touch Wireless Security Alarm with (3) 5816WMWH Door/Window Transmitters, (1) 5834-4 Four-Button Wireless Keyfob and (1) 5800PIR-RES Wireless Motion Detector $999.00
JideTech Surveillance Systems 8ch NVR kits with 720P Pan and Tilt P2P Wifi Camera for Home Security Systems $989.00
Aiphone Video Door Phone JKS-IPEV $2,074.00
LS32-30 Heavy-Duty Strip-Cut Shredder, 32 Sheet Capacity $2,499.99
Swann 24 Channel DVR with 8 x 700 TVL Bullet Cameras and 2 x 700 TVL Vari-Focal Bullet Cameras $1,699.99
Q-See QT5682-8K8-1 8-Channel DVR 960H Security Surveillance System with 8 High-Resolution ***1000***TVL Cameras and 1 TB Hard Drive (Black) $1,099.00
Watchguard XTM 330 Firewall Appliance (WG330061) $1,220.00

3) Stop Smoking to Reduce Your Franklin, OH Home Insurance

County Percentage of smokers
Warren county including Blanchester, Waynesville, Franklin, Warren County, Deerfield 14%
Athens county including York, Athens County, Albany, Carthage, Ames 30%
Seneca county including Green Springs, Seneca County, Attica, Kansas, Reed 19%
Stark county including Wilmot, Hills and Dales, Brewster, Nimishillen, Beach City 22%
Pike county including Pee Pee, Pebble, Camp Creek, Stockdale, Waverly 26%
Preble county including New Paris, Lake Lakengren, Camden, West Alexandria, Somers 22%
Franklin county including Mifflin, Bexley, Worthington, Franklin County, Grandview Heights 20%
Summit county including Twinsburg, New Franklin, Norton, Richfield, Reminderville 19%
Hocking county including Rockbridge, Ward, Buchtel, Carbon Hill, Hide-A-Way Hills 25%
Muskingum county including New Concord, Fultonham, Zanesville, Zanesville, Pleasant Grove 23%
Mahoning county including Boardman, Canfield, Youngstown, Smith, Ellsworth 22%

4) Seniors Get More Home Insurance Discounts in Franklin, OH

Senior Population in Franklin, OH compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Franklin 2139 3315 2971
Castine 9 15 14
Hollansburg 25 20 33
Boone County 6964 10372 7251
Visalia 527 755 603
Groesbeck 500 617 828
Claryville 151 213 230
Mad River 1084 1507 1651
Gratis 291 603 439
Wyoming 448 728 852
Colerain 3613 5654 5231