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Cheap Richmond, OH Home Insurance Secrets

Secrets that you can use to get cheap Richmond, OH Home Insurance including insuring properly, comparing quotes & asking for discounts

1) Insure Personal Belongings In Your Richmond, OH Homeowners Insurance Coverage

Example Personal Belongings Category Price
Shure BLX24R/SM58 Wireless Vocal Rack Mount System with SM58 Handheld Microphone, M15 Musical Instruments $499.00
Music Hall - A15.3 Integrated Amp Receiver or Amplifier $549.00
Cleveland Range Stacking Equipment Stand Home Improvement $3,260.00
CookTek MC1800 Free Standing Induction 1-Burner Stove Major Appliances $1,403.03
Southbend Platinum Heavy Duty Range 32" - P32C-XX Stove $7,192.00
Klipsch KL-6504-THX(3 Speaker) In-Wall 5.1-SW-310 Denon AVR-X4000 IN-Command 7.2- White Speakers $5,243.00
MLF Barcelona Chair & Ottoman + Barcelona Bench (Chair: Red Aniline Leather, Bench: 132CM Black Italian Leather + Dark Walnut)(24 Combinations) Home $2,678.00
Robot Coupe (MP 600 Turbo Series B) - Turbo Range - Mixer Kitchen $1,398.00
Coaster Home Furnishings 101034B Traditional Buffet, Dark Cherry Furniture $983.00
M&s Systems Dmcmp3pack Cd/mp3 Music/communication System Package Music System $2,087.28

2) Home Security Systems Lowers Your Richmond, OH Home Insurance

Example Home Security Systems Price
LOREX LH03045GC4W Eco Black Box 4-Channel Stratus DVR with 4 Wireless Cameras $799.95
GW Security HD IP 4 Channel NVR Security System with 4 IP PoE 5MP 1080P Security Cameras, 1 TB HDD $799.00
PiSECTOR 3G/4G Cellular & Landline All in one Wireless Security Alarm System DIY kit with Dual Network for Simultaneous Double Protection GS08-M20 $645.82
SmartThings Know and Control Your Home Kit (OLD VERSION) $369.00
USG Sony 16 Camera 1080P PoE IP CCTV Kit with AUDIO: 8x 1080P IP PoE 3.6mm Dome Cameras (4 of 8 with Audio) + 6x 1080P IP PoE 2.8-12mm Bullet Cameras + 2x 1080P IP PTZ 5-90mm 18x Optical Zoom Lens + 1x 24 Channel 1080P NVR + 4x Microphones + 4x Mic PoE Kits + 2x 9 Port PoE Switches + 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,599.99
Defender Connected 8CH H.265 500BG Smart Security DVR with 4 x 480TVL 75ft Night Vision Indoor/Outdoor Cameras - 21022 $649.99
Honeywell Lynx Touch 5100 Wireless Alarm GSMVLP5-4G and Zwave Home Automation Starter Kit $999.00
64 Channel NVR Super 4K Series Network Video Recorder For IP Network Cameras - 12MP Maximum Resolution - Can hold up to 8 Hard Drives $1,748.60
GW Security VD8CH8C50HDSDI 8 Channel HD SDI DVR 1080P Security Camera System with 8 x 2.1 MP 1080P Varifocal Zoom Outdoor Cameras and 2 TB Hard Drive (Grey) $1,599.00
Lorex 16 Channel 1080P HD Security System 12 Camera plus PTZ Camera $2,500.00

3) Stop Smoking to Reduce Your Richmond, OH Home Insurance

County Percentage of smokers
Huron county including Collins, Lyme, Willard, Holiday Lakes, Townsend 31%
Lawrence county including Fayette, Hanging Rock, Burlington, Windsor, South Point 26%
Washington county including Aurelius, Washington County, Macksburg, Ludlow, Watertown 20%
Marion county including Prospect, Waldo, La Rue, Marion County, Salt Rock 26%
Crawford county including Bucyrus, Cranberry, Lykens, New Washington, Chatfield 32%
Highland county including Sardinia, Dodson, Highland County, Whiteoak, Brushcreek 27%
Richland county including Mansfield, Crestline, Richland County, Weller, Bellville 25%
Morrow county including Chesterville, Morrow County, Cardington, Lincoln, Peru 32%
Belmont county including Pease, Kirkwood, Belmont, Bethesda, Lansing 22%
Clark county including North Hampton, Springfield, Clark County, Mad River, Catawba 28%
Sandusky county including Clyde, Sandusky County, Stony Prairie, Lindsey, Burgoon 25%

4) Seniors Get More Home Insurance Discounts in Richmond, OH

Senior Population in Richmond, OH compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Richmond 118 95 98
Stony Ridge 0 27 31
Clarksfield 151 192 80
Lindsey 26 58 41
Arlington 109 158 213
Clyde 526 634 544
Kilbourne 8 0 31
Attica 90 147 127
Congress 372 452 289
Mohican 135 160 126
Carey 155 310 465