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Cheap Knoxville, PA Home Insurance Secrets

Secrets that you can use to get cheap Knoxville, PA Home Insurance including insuring properly, comparing quotes & asking for discounts

1) Insure Personal Belongings In Your Knoxville, PA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Southbend 400 Series Ultimate Restaurant Range 48" 8 Burner Standard Oven - 4482DC Oven $9,658.00
Bakers Pride 36" Griddle Range 36-BP-0B-G36-S30 Major Appliances $6,920.00
Shure BLX14R/MX53 Wireless Headset Rack Mount System with MX153 Earset Microphone, M15 Musical Instruments $686.00
Sunny Designs Savannah Server Furniture $1,072.50
Sony HD Digital Cinematic Sound 735 Watts 7.1 Channel 3D A/V Receiver with iPhone & iPod Playback + Yamaha Natural Sound Custom Install In-Ceiling 3-Way 100 watts Speaker (Set of 6) with Dual Tweeters & 6-1/2" Woofer + 100ft 16 AWG Speaker Wire Speakers $759.85
Yamaha RX-A3050 9.2-Channel Network AV Receiver with Built-In Wi-Fi and Bluetooth (Black) Receiver or Amplifier $2,199.95
Bakers Pride Cyclone BCO-G2 Full Size Double Gas Convection Oven, 39 x 39 x 72 1/4 inch -- 1 each. Kitchen $12,960.00
LG G2, White 32GB (AT&T) Air conditioners $574.99
Nelms Side Chair - Set of 2 Home $300.00
Lenovo 15.5 Inch Business Laptop B50 with Windows 7 Professional (Windows 8.1 Professional License), AMD E1-6010 Dual-Core Processor, 4GB Memory, 320GB HDD Personal Computer $999.00

2) Home Security Systems Lowers Your Knoxville, PA Home Insurance

Example Home Security Systems Price
GW Security 9 Channel NVR Kit (3TB HD): 1 x 1/2.7'' SONY H.264,1080P IR High Speed IP Network PTZ Camera and 8 x HD-IP Camera. 1/3" Aptina 1.3 M CMOS Sensor. 2.8-12mm Lens. *** High Definition Video Surveillance For Your Home or Business $2,600.00
Selective Call 4 Location Intercom Kit $1,467.60
GW Security 4 Channel 960H HDMI CCTV Security Surveillance DVR System with 4 x 900TVL High Resolution Weatherproof Security Cameras and Pre-Installed 1TB Hard Drive $499.00
GW Security VD16CH16C71H 16-Channel DVR Outdoor Indoor Home Surveillance System with 16 x 650TVL Varifocal Zoom Security Cameras and 2TB HDD (White) $1,219.00
GW Security VD12CHC11 16 CH HDCVI DVR 12 x 1/2.8 Inches, 2.0 MP HDCVI Security Camera, 3.6 mm Lens (Color) $1,700.00
GW Security 6 Channel Realtime NVR Kit (2TB HD): 6 X HD-IP Camera. 1/3" Aptina 1.3 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens. *** High Definition Video Surveillance For Your Home or Business $1,200.00
USG 5MP IP PTZ CCTV Kit: 1x 8 Ch @ 5MP NVR + 1x 9Ch PoE Switch + 1x 1080P IP PTZ 4.7-47mm Speed Dome Camera + 7x 5MP IP PoE 2.8-12mm Dome Cameras + 2x 3TB HDD *** Ultra High Definition Video Surveillance For Your Home or Business! $3,899.99
SiteSage for Homes M-44h Energy Monitor (formerly eMonitor 4-44) $899.00
Amcrest 1080P HD Over Analog (HDCVI) 4CH Video Security System - Four 2.1 MP Weatherproof IP66 Bullet & Dome Cameras, 65ft IR LED Night Vision, 65ft IR LED Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 2TB HD for 360 Hours 4Ch Recording 1080p @ 30fps, Quick QR Code Smartphone Access, USB Backup and More $659.99
Aiphone JFS-2AEDF Audio/Video Intercom System with Flush-Mount Door Station with Stainless Steel Faceplate for Single Door, Accepts an Additional Door Station and Up to Two Sub-Master Stations $1,384.00

3) Stop Smoking to Reduce Your Knoxville, PA Home Insurance

County Percentage of smokers
Tioga county including Tioga County, Chatham, Rutland, Charleston, Mansfield 20%
Crawford county including Blooming Valley, Randolph, Woodcock, Conneaut Lake, Crawford County 20%
Pike county including Fawn Lake Forest, Pocono Woodland Lakes, Lackawaxen, Pine Ridge, Masthope 20%
Mifflin county including Yeagertown, Reedsville, Newton Hamilton, Church Hill, Cedar Crest 16%
Sullivan county including Hillsgrove, Forksville, Colley, Eagles Mere, Sullivan County 24%
Bucks county including Lower Makefield, Milford Square, Richboro, Hulmeville, Bristol 16%
Montour county including Montour County, Mayberry, Hemlock, Anthony, Washingtonville 14%
Carbon county including Towamensing, Towamensing Trails, Parryville, Indian Mountain Lake, Weatherly 30%
Lebanon county including Pleasant Hill, Schaefferstown, Lebanon, Campbelltown, Annville 18%
Delaware county including Ardmore, Ridley, Aston, Sharon Hill, Green Ridge 20%
Allegheny county including Moon, McCandless, Pitcairn, Munhall, Forward 19%

4) Seniors Get More Home Insurance Discounts in Knoxville, PA

Senior Population in Knoxville, PA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Knoxville 36 82 65
Nelson 10 43 76
Caton 220 326 241
Genesee 106 209 181
Barton 571 968 935
Armenia 17 22 20
Delmar 280 406 387
McHenry 17 56 25
Wayne 129 242 155
Renovo 61 150 168
Blossburg 101 234 233