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Cheap Ephrata, PA Home Insurance Secrets

Secrets that you can use to get cheap Ephrata, PA Home Insurance including insuring properly, comparing quotes & asking for discounts

1) Insure Personal Belongings In Your Ephrata, PA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Southbend S-Series S60DD 60'' Gas Range, 10 Open Burner, 2 Standard Ovens | 324,000 BTU $7,019.00
Omega J8006 Nutrition Center Juicer - Black and Chrome Kitchen $390.00
Dell Alienware X51 SlimStyle Gaming Desktop - Intel Core i7-4770 Quad-Core Haswell up to 3.9 GHz, 16GB Memory, 256GB SSD, GTX 760 Ti with 2GB GDDR5, DVD Burner, Windows 7 Home Premium Personal Computer $2,199.00
Husqvarna 7021P 21-Inch 160cc Honda GCV160 Gas Powered 3-N-1 Push Lawn Mower With High Rear Wheels (CARB Compliant) Lawn & Patio $399.99
Brown 5 Piece Counter Height Dining Set Table and Chairs Home $0.00
Oil/Water Interface Meter, 200 feet (Heron H.OIL) Home Improvement $1,218.00
7pc Traditional European Style Dining Table & Chairs Set Furniture $2,899.99
LG 42LV4400 42-Inch 1080p 120 Hz LED-LCD HDTV Home Theater $799.99
Southbend Platinum Heavy Duty Range 32" - P32N-GG Stove $6,980.00
GE JVM7195SFSS 1.9 Cu. Ft. Stainless Steel Over-the-Range Microwave Major Appliances $150.00

2) Home Security Systems Lowers Your Ephrata, PA Home Insurance

Example Home Security Systems Price
GW Security VD6CHC21 8 CH HD Real-time 30 Fps DVR 6 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens, 64-Piece LED, 145-Feet IR $1,240.00
Zmodo ZM-SS718-1T 8 Channel 720P Simplified POE NVR System with 1 TB Hard Drive (White) $629.99
GW Security 1920x1080P HD CVI 4 Channel Security System 4 HDCVI 1080p 2.1MP Bullet Camera 2.8-12mm Varifocal Lens Motion Detect Smartphone Access $899.00
Aiphone KB-3HRD Audio/Video Sub-Master Station with Handset and Tilt Camera Control for KB Series Intercom System $1,192.00
GW Security VD8CHC12 8 CH HDCVI DVR 8 x 1/2.8 Inches, 2.0 MP HDCVI Security Camera, 3.6 mm, 49-Feet IR (Color) $1,000.00
GW Security VD8CH6C728WD 8 Channel Indoor Dome Surveillance Security Camera System, 6 x 1/3-Inch Sony CCD 700TVL 2.8-12 mm Varifocal Lens Camera (White) $549.00
GWSecurity 16CH400WHD 16 Channel DVR 16 x 1000TVL (720P) Vari-Focal Zoom 147 feet IR Outdoor / Indoor Security Camera System with Pre-Installed 2TB Hard Drive $2,595.00
GWSecurity 16 CH Security DVR Surveillance Camera System With 2TB Hard Drive 12 Sony EXview CCD 700TVL Outdoor Security Camera Built-in 2.8~12mm Varifocal Zoom Lens 115 ft IR Day/ Night Vision $1,199.00
USG 1080P 8 Channel IP PoE CCTV Kit: 8x 1080P IP PoE 2.8-12mm Bullet Cameras 1x 8 Channel 1080P NVR 1x 9 Port PoE Switch 8x Ethernet Cables 1x 2TB HDD *** High Definition Video Surveillance For Your Home or Business $2,099.99
SANNCE Home 16-Channel Full 960H Security DVR with 16 800TVL High-Resolution... $999.99

3) Stop Smoking to Reduce Your Ephrata, PA Home Insurance

County Percentage of smokers
Lancaster county including Rapho, Washington Boro, East Hempfield, Swartzville, Gordonville 16%
Forest county including Forest County, Jenks, Marienville, Howe, Tionesta 34%
Pike county including Dingman, Shohola, Gold Key Lake, Pocono Woodland Lakes, Pine Ridge 20%
Lebanon county including Mount Gretna, Campbelltown, Cornwall, West Cornwall, Quentin 18%
Bedford county including Earlston, Snake Spring, Bedford, New Paris, South Woodbury 23%
Westmoreland county including East Vandergrift, Irwin, Irwin, Harrison City, Crabtree 18%
Jefferson county including Heath, Crenshaw, Big Run, Henderson, Winslow 26%
Centre county including Curtin, Huston, Philipsburg, Snow Shoe, Centre Hall 12%
Dauphin county including Penbrook, Halifax, Paxtonia, Wiconsico, Paxtang 19%
Sullivan county including Colley, Hillsgrove, Sullivan County, Laporte, Dushore 24%
Union county including Union County, East Buffalo, New Berlin, Milton, Lewisburg 23%

4) Seniors Get More Home Insurance Discounts in Ephrata, PA

Senior Population in Ephrata, PA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Ephrata 993 1290 1233
Eagleville 197 191 228
Rapho 705 1403 1010
Bradford 647 1023 887
West Lebanon 66 80 69
Lower Heidelberg 454 380 593
Lehigh County 23816 32346 38382
Slatington 217 315 361
Dillsburg 92 341 235
Bethel 488 1097 715
Richmond 255 509 410