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Oakland, PA Home Insurance - Getting it Dirt Cheap

Getting cheap Oakland, PA is very possible if you follow these steps & compare multiple quotes from top providers

1) Insure Personal Belongings In Your Oakland, PA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Focusrite ISA828 Eight Classic Microphone Pre-Amps Musical Instruments $3,299.00
Electronic, Digital Scale - 400 lb. Capacity - 1 ea Beds $741.25
Summit Professional Series : TEM130BKWY 20 Freestanding Electric Range - Stainless Steel Major Appliances $1,030.00
Husqvarna 960430173 656cc 22 HP Gas 42 in. Lawn Tractor Lawn & Patio $2,109.99
Berndes 697601 SignoCast Pearl Ceramic Coated Cast Aluminum 10-Piece Cookware Set Kitchen $779.94
Sharp Medium Duty Commercial Microwave - 1000 Watt Oven $510.00
oCOSMO CE4031 40-Inch 1080p 60Hz LED TV Home Theater $399.99
OnQ / Legrand AU5644WH lyriQ High Performance MultiSource, 4Zone Audio System Kit in Studio Design Speakers $1,299.99
Bose CineMate 130 Home Theater System Receiver or Amplifier $1,499.00
Coaster Home Furnishings 5557 Traditional Jewelry Armoire, Antique Cream Home $362.00

2) Home Security Systems Lowers Your Oakland, PA Home Insurance

Example Home Security Systems Price
Lorex 16 Channel 3TB NVR Security System with 12 1080P POE Cameras 6 Bullet 6 Dome $2,999.99
Aiphone KB-3HRD Audio/Video Sub-Master Station with Handset and Tilt Camera Control for KB Series Intercom System $1,192.00
GW Security Inc VD-8CHC3 8 Channel HDCVI DVR 1 MP Security Camera System with 8 x 1/2.9 HDCVI Color IR CCTV Security Camera $1,400.00
6 Pack of Motorola CLS1110 Two Way Radio Walkie Talkies $1,014.00
GW Security VD4CHH4 4 CH HD-SDI DVR 4 x Professional 1/3-Inch 2.1 Megapixel CMOS Camera, Progressive Scan, 1080P Video Output $1,550.00
GW Security 8 Channel DVR Color Night Vision Security Camera System with (4) Bullet and (4) Dome 1000TVL 720P Starlight Varifocal Zoom Outdoor / Indoor Analog Cameras + 2TB Hard Drive Included $1,199.00
SANNCE 8CH HDMI 960H Video Security DVR 1TB HDD w/ Weatherproof 900TVL 110ft 42IR Leds Night Vision Home Security Camera System $599.99
LTS LTD08HTDK 8-Camera H.264 Realtime DVR Security System with 500GB, Mobile Phone Live View, VGA output $599.00
OnQ / Legrand IC5400WH Selective Call Intercom 4Location Kit, White $999.99
GW Security VD8CH6C50HDSDI 8 Channel HD SDI DVR 1080P Security Camera System with 6 x 2.1 MP Varifocal Zoom Outdoor Cameras and 1TB Hard Drive (Grey) $1,399.00

3) Stop Smoking to Reduce Your Oakland, PA Home Insurance

County Percentage of smokers
Butler county including Worth, Jefferson, Evans City, Adams, Eau Claire 18%
Jefferson county including Big Run, McCalmont, Clover, Heath, Sykesville 26%
Fayette county including Uniontown, Uniontown, Bullskin, Nicholson, Luzerne 25%
Allegheny county including Leet, Collier, Marshall, South Fayette, OHara 19%
Elk county including Jones, Kersey, Benezette, James City, Fox 29%
Columbia county including Columbia County, Fernville, Orange, Stillwater, Fishing Creek 23%
Susquehanna county including Auburn, Susquehanna Depot, Gibson, Lathrop, Choconut 31%
Clearfield county including Bigler, Brady, Hawk Run, Allport, Glen Hope 19%
Huntingdon county including Coalmont, Carbon, Three Springs, Oneida, Tell 23%
Montour county including Mayberry, Washingtonville, Montour County, Hemlock, Danville 14%
Lackawanna county including Scranton, Carbondale, La Plume, Simpson, Clarks Green 23%

4) Seniors Get More Home Insurance Discounts in Oakland, PA

Senior Population in Oakland, PA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Oakland 245 291 314
Chester 145 220 410
Pleasantville borough 56 106 118
Arona 24 53 40
Rankin 85 222 185
Enon Valley 22 46 40
Pleasant View 104 161 113
Pleasant Hills 604 915 1478
Sharpsville 292 469 584
Unity 1862 2571 2812
Harrison 739 1057 1640