Cheap Prospect, PA Home Insurance Secrets

Secrets that you can use to get cheap Prospect, PA Home Insurance including insuring properly, comparing quotes & asking for discounts

1) Insure Personal Belongings In Your Prospect, PA Homeowners Insurance Coverage

Example Personal Belongings Category Price
International Concepts Standard Height 36-Inch Round Extension Table with 12-Inch Leaf, Espresso Furniture $531.99
Axis AX-514 Convection Oven Oven $1,870.00
"Dell Latitude E6220 12.5"" Notebook PC - Intel Core i5 2520M 4GB 128SSD hard drive Windows 7 Pro (Certified Refurbished)" Personal Computer $699.00
Sony MHC-GZR333i DVD/CD Karaoke Boombox Speaker Dock Shelf System GENEZI AM/FM Radio iPod/iPhone Dock 3-Disc DVD/CD Player Component System (Black) Receiver or Amplifier $499.99
NorthShore Brown Finish Double Pedestals And Leafs Formal Dining Set, Rectangle Table, 4 Side Chair, 2 Arm Chair Home $3,079.95
Briggs & Stratton 21R707-0011-G1 10.5 Gross HP Engine with 1-Inch by 3-5/32-Inch Length Crankshaft Tapped 7/16-20-Inch Lawn & Patio $679.00
Mojave Audio Small Diaphragm Matched Pair Tube Condenser Professional Microphones Musical Instruments $1,595.00
Elite Cooler 95 Quart - Tan Freezer $730.00
Husqvarna 22" Seeder Honda GX160 4.8 HP - SD22 - 966068701 Home Improvement $2,714.27
Samsung UN55J6200 55-Inch 1080p Smart LED TV (2015 Model) Home Theater $849.99

2) Home Security Systems Lowers Your Prospect, PA Home Insurance

Example Home Security Systems Price
GW Security 8 Channel NVR / Network Video Recorder with 8 ports PoE Switch Built in - Supports Up 8 X 5MP /3MP /2MP 1080P ONVIF IP Cameras @ 30fps Realtime, Quick QR Code Smartphone Access, 2TB HDD $749.00
Wemelody 720P Onvif H.264 P2P Wifi 8PCS Wireless IP Camera 8CH NVR Kit CCTV System $999.00
First Alert 8800 Eight Wired Security Camera Recording System $1,799.99
GW Security New AHD 4CH 1080P DVR Video Surveillance Camera System 2 1080P 2.1 Megapixel Outdoor 48 IR LEDs 130ft Weatherproof Night Vision Bullet Security Camera $499.00
AVERMEDIA NV6480EXP NV6480E16 - 16ch hybrid DVR card (PCI-E), 480fps/16ch $1,014.76
HD-CVI PTZ Security Camera - 720p over Analog Cable or Cat - 20X Optical Zoom - 1/3inch CMOS, 4.7-94mm lens, power supply & wall mount $768.60
2.0MP Outdoor Vandal Resistant IP Bullet Camera with BLC and IR $1,245.57
BOSCH SECURITY VIDEO VG5-624-ECS Autodome Surveillance Color Camera $3,411.36
LaView LV-KD514F4V-1TB 4-Channel Security System with Face Detection, Dropbox Backup, 4x 700TVL Bullet Cameras, 1TB HDD and CUBE Plus (Silver) $429.99
GW 8 Channel 1080P NVR Video Security Camera System - Six 5MP 1080P Weatherproof 2.8-12mm Varifocal Bullet Cameras, 180ft IR Night Vision, Realtime Recording 1080p @ 30fps, Pre-Installed 2TB HDD $1,499.00

3) Stop Smoking to Reduce Your Prospect, PA Home Insurance

County Percentage of smokers
Butler county including Oak Hills, Lake Arthur Estates, Shanor-Northvue, Butler County, Unionville 18%
Franklin county including State Line, Fayetteville, Quincy, Southampton, Lurgan 19%
Warren county including Clarendon, Warren, Warren, Columbus, Pleasant 27%
Forest county including Howe, Kingsley, Marienville, Jenks, Forest County 34%
Greene county including Dunkard, Waynesburg, Cumberland, Dry Tavern, Waynesburg 35%
Cameron county including Shippen, Lumber, Driftwood, Emporium, Cameron County 39%
Schuylkill county including St. Clair, Altamont, Palo Alto, Shenandoah, Gilberton 25%
Adams county including East Berlin, Hamiltonban, Arendtsville, Flora Dale, Carroll Valley 21%
Somerset county including Somerset, Addison, Confluence, Shade, Jennerstown 22%
Luzerne county including Harveys Lake, Conyngham, Berwick, Avoca, Mountain Top 25%
Montour county including Montour County, Washingtonville, Hemlock, Mayberry, Anthony 14%

4) Seniors Get More Home Insurance Discounts in Prospect, PA

Senior Population in Prospect, PA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Prospect 107 107 154
Mercer 138 221 214
Parks 209 433 280
Beaver Falls 549 663 906
Swissvale 799 1009 1090
Port Vue 274 545 523
Ford Cliff 45 45 56
Bradys Bend 63 67 90
Bradford Woods 85 193 140
South Fayette 1014 1176 1561
Houston 68 137 220