Columbus, PA Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Columbus, PA home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Columbus, PA Homeowners Insurance Coverage

Example Personal Belongings Category Price
48" John Deere Pallet Fork Attachment 200,300,400,500 Loaders deer Home Improvement $995.00
Music Hall MMF-5.1 Turntable High Gloss White Receiver or Amplifier $995.00
Furniture of America Primrose7-Piece Round Table Dining Set, Espresso Furniture $2,166.99
On-Q/Legrand 3-Room Unity Kit with Video Door Unit & lyriQ, Brushed Stainless (HA6401-BS) Music System $0.00
Sennheiser EW 500-935 G3 - Wireless Vocal System with Dynamic Cardioid Handheld Mic- A-Range (516 - 558 MHz) Musical Instruments $969.95
Bose SoundTouch 30 Series II Wireless Music System (Black) Speakers $499.00
Southbend 400 Series Ultimate Restaurant Range 48" 7 Burner 2 Space Saver Ovens - 4481EE-5R Oven $9,658.00
Samsung UA-40H6300 40" Full HD Smart Multi-System LED TV (Black) Home Theater $799.99
Dacor RNO127S208V Renaissance Series 30" Electric Self-Cleaning Single Wall Oven with 4.5 cu. ft. Capacity GreenClean SoftShut Hinges and 2 GlideRacks: Stainless Steel with Epicure Handle 208 Kitchen $3,680.00
Promow Sport5 Pull Behind 5-Gang Reel Mower Lawn & Patio $3,595.00

2) Home Security Systems Lowers Your Columbus, PA Home Insurance

Example Home Security Systems Price
GW Security GW16CH16CM2061 16 CH 1080P 6 TB NVR and 16 x HD 1080P 2.8-12 mm Varifocal 180-Feet Distance PoE IP Security Camera System $2,999.00
Q-See QC918-8Y6-2 8 Channel 1080p Analog HD System with 8 High-Definition 1080p Cameras and 2TB Hard Drive (white) $899.99
GW Security 8 Camera 1080P PoE IP CCTV Kit : 6 x 1080P IP PoE 2.8-12mm Bullet Cameras + 2 x 1080P Auto Tracking IP PTZ 4.7 ~ 94mm 20 times Zoom + 1x 8 Channel 1080P NVR + 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $3,350.00
SVAT CV503-8CH-002 In/Outdoor Security System with 19-Inch LCD and 4 Hi-Resolution Cameras (Silver) $797.99
USG 720P HD IP CCTV Kit: 8x 720P IP 3.6mm Dome Cameras + 1x 16 Channel NVR + 1x 2TB HDD + 8x Ethernet Cables + 8x Power Supplies *** High Definition Video Surveillance For Your Home or Business! $1,399.99
HD SDI PTZ Camera 1080P 3 Megapixel 1/3" Sony Original Zoom 30 FPS Camera Built-in 36x Zoom (3x optical, 12x digital) IP67 Weatherproof For CCTV Day & Night Home Security Camera Bracket Included $899.00
GW Security Inc VD-8CHC1 8-Channel HDCVI 1080P Preview 720P Record DVR Security Camera System with 8 x 2.8-12 mm Varifocal Lens CCTV Security Camera $1,450.00
ANRAN 24CH Channel Outdoor HDMI Network NVR HD Day Night Home Video Security Camera System with 24pcs Outdoor POE IP Camers 3pcs 3TB HDD Pre-installed $3,600.00
Lorex LNR382C4F 8 CH 2TB NVR, 4 x 1080p HD IP Indoor/Outdoor Night Vision Security Camera System (Black) $1,199.99
GW Security VD12CHH6 16 CH HD-SD DVR 12 x HD-SDI 1/3-Inch 1.3 Megapixel 720p ZeeAnn Progressive Scan CMOS Camera $2,450.00

3) Stop Smoking to Reduce Your Columbus, PA Home Insurance

County Percentage of smokers
Warren county including Triumph, Russell, Spring Creek, Columbus, Sugar Grove 27%
Westmoreland county including New Alexandria, Slickville, Fellsburg, Youngwood, Millwood 18%
Lancaster county including Lititz, Quarryville, Goodville, Drumore, Rheems 16%
Franklin county including Orrstown, Mont Alto, Guilford, Quincy, Rouzerville 19%
Venango county including Hasson Heights, Pleasantville, Sugarcreek, Frenchcreek, Woodland Heights 26%
Beaver county including New Galilee, South Heights, West Mayfield, New Sewickley, Daugherty 19%
Lehigh county including Lehigh County, Slatedale, Stiles, Upper Macungie, Lower Macungie 20%
Potter county including Coudersport, Sweden Valley, Allegany, Galeton, Eulalia 18%
Centre county including Clarence, Pine Glen, Blanchard, Ramblewood, Madisonburg 12%
McKean county including Lafayette, Ceres, Sergeant, Hamlin, Port Allegany 27%
Wyoming county including Factoryville, Eaton, Wyoming County, Laceyville, Noxen 27%

4) Seniors Get More Home Insurance Discounts in Columbus, PA

Senior Population in Columbus, PA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Columbus 181 243 136
Hannasville 13 33 19
Knox 118 111 177
Albion 87 192 196
Fredonia 595 808 885
McKean 444 778 329
Pleasant 195 411 526
Canadohta Lake 82 88 69
Leon 59 105 88
Napoli 112 96 76
Guys Mills 9 3 3