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Smithfield, RI Home Insurance - Getting it Dirt Cheap

Getting cheap Smithfield, RI is very possible if you follow these steps & compare multiple quotes from top providers

1) Insure Personal Belongings In Your Smithfield, RI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Shure BLX188/CVL Dual Channel Lavalier Wireless System with 2 CVL Lavalier Microphones, K12 Musical Instruments $686.00
Frigidaire Gallery 1.5 Cu. Ft. Over-The-Range Microwave with Convection Major Appliances $519.00
HUSQVARNA OUTDOOR POWER EQUIPMENT ST330P 30 In. Snow T Home Improvement $2,685.70
Samsung UN55J6300 55-Inch 1080p Smart LED TV (2015 Model) Home Theater $1,099.99
Klipsch KL-7800-THX 3.1 In-Wall-SW-310-Onkyo TX-NR838 7.2 Channel- White Speakers $5,095.00
HP ProOne K1K40UT#ABA 21.5-Inch Desktop (Black) Personal Computer $1,149.00
Brinly STS-427LXH 20 Cubic Feet Tow Behind Lawn Sweeper, 42-Inch Lawn & Patio $299.00
Bose Lifestyle 525 Series II Home Entertainment System (Discontinued by Manufacturer) Receiver or Amplifier $2,499.00
Hillsdale Outback 7 Piece Counter Height Dining Set Furniture $2,856.00
Pro Series VEFSGEL65SS 36" Single Oven Dual Fuel Liquid Propane Range 3.6 cu. ft. Oven Capacity 5 Sealed Gas Burners Electronic Ignition and re-Ignition: Stainless Steel Kitchen $4,349.00

2) Home Security Systems Lowers Your Smithfield, RI Home Insurance

Example Home Security Systems Price
Repair Master 5-Yr Date of Purchase Home Security System - Under $10000 $1,121.04
1080p HD Video Surveillance Bundle: HD-SDI 4x Dome Cameras 1x DVR - 2.8-12mm Varifocal Lens hdCCTV 2.1 Megapixels - Home/Business Security Cameras - Outdoor/Indoor IP66 Weatherproof Vandalproof 42 IR LEDs $1,899.00
GW Security 1.3 MegaPixel 1000TVL Color Night Vision Security Camera System with 4 Channel DVR and 4 x 1000TVL Starlight 2.8-12mm Varifocal Zoom Outdoor / Indoor Analog Dome Cameras 1TB Hard Drive Included $699.00
USG 6 Camera 1080P HD IP CCTV Kit With Motorized Zoom Cameras: 1x 24 Channel NVR 6x 1080P 2.8-12mm PoE IP Dome Cameras 1x 9 Port PoE Switch 1x 3TB HDD *** High Definition CCTV Video Surveillance *** Perfect For Home Or Business $2,299.99
Defender Sentinel Pro Wireless 4CH Security DVR with 1TB Storage Including 4 Wireless 520TVL Cameras with 100ft Night Vision,21305 $709.99
GW Security 6 Channel Realtime NVR Kit (3TB HD): 6 X HD-IP Camera. 1/3" Aptina 1.3 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens. *** High Definition Video Surveillance For Your Home or Business $1,300.00
GW Security 8CHC16GW882CVB 8 CH HD Real-time 30 Fps DVR 8 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens , 64PCS LED, 145-Feet IR (Color) $1,480.00
GW Security VD4CH4C50HDSDI 4 Channel HD SDI DVR 1080P Security Camera System with 4 x 2.1 MP Varifocal Zoom Outdoor Cameras and 1TB Hard Drive (Grey) $879.00
GWSecurity 8CH400WHD 8 Channel DVR 8 x 1000TVL (720P) Vari-Focal Zoom 147 feet IR Outdoor / Indoor Security Camera System with Pre-Installed 1TB Hard Drive $1,399.00
Swann SWDVK-164408A-US DVR16-4400 16 Channel 720p Digital Video Recorder and 8 x PRO-735 Cameras (Black) $699.99

3) Stop Smoking to Reduce Your Smithfield, RI Home Insurance

County Percentage of smokers
Bristol county including Bristol County, Barrington, Bristol, Warren 13%
Kent county including Kent County, East Greenwich, West Warwick, Coventry, Greene 19%
Newport county including Newport, Newport, Little Compton, Middletown, Tiverton 13%
Providence county including Foster, North Smithfield, Central Falls, Glocester, North Providence 17%
Washington county including Hope Valley, Kingston, Bradford, Washington County, Narragansett 14%

4) Seniors Get More Home Insurance Discounts in Smithfield, RI

Senior Population in Smithfield, RI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Smithfield 1076 2125 2576
Plymouth County 35186 54288 46559
Harmony 47 113 122
Sudbury 1203 1677 1644
Tiverton 1571 1847 2150
Hampden 318 714 679
Barrington 1446 1571 1746
Bozrah 205 326 215
Monson 666 1396 591
Hull 1026 1362 1127
Wareham Center 197 240 442