Cheap Memphis, TN Home Insurance Secrets

Secrets that you can use to get cheap Memphis, TN Home Insurance including insuring properly, comparing quotes & asking for discounts

1) Insure Personal Belongings In Your Memphis, TN Homeowners Insurance Coverage

Example Personal Belongings Category Price
Sennheiser EW 122 G3-A-US compact cardioid clip-on microphone EW system Musical Instruments $649.95
JBL L880 4-Way, High Performance 6-inch Dual Floorstanding Loudspeaker (Black) Speakers $699.00
Onkyo RBX-500 iLunar Bluetooth Music System Receiver or Amplifier $249.00
GooQee PIC001 Drain Sewer Vent Pipe Inspection Video Camera with 40m/130-feet fiberglass push Cable, 1/3-inch sony CCD sensor and 7-inch TFT LCD DVR Home Improvement $860.00
Seiki SE22FR01 22-Inch 1080p 60Hz LED TV (Retro TV) Home Theater $399.99
"Dell Latitude E6220 12.5"" Notebook PC - Intel Core i5 2520M 4GB 128SSD hard drive Windows 7 Pro (Certified Refurbished)" Personal Computer $699.00
Stens # 420-004 Commercial Mower Seat for High BackHigh Back Lawn Mower $388.08
Swisher WBRC11524C Predator Talon 24-Inch 11.5 HP Walk-Behind Rough Cut Mower, Black Lawn & Patio $2,199.95
Cadco OV-013SS Half Size Catering Convection Oven with Stainless Door and Manual Controls, 120-Volt/1450-Watt, Stainless/Black Kitchen $1,640.00
Southbend 400 Series Ultimate Restaurant Range 36" 2 Burner 24" Griddle Convection Oven - 4361A-2GL Major Appliances $10,644.00

2) Home Security Systems Lowers Your Memphis, TN Home Insurance

Example Home Security Systems Price
Cisco 1861E Integrated Services Router $3,995.00
GW Security 8CHC19GW892CV 8 CH HD Real-time 30 Fps DVR 8 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens , 72-Piece LED, 164-Feet IR (Color) $1,480.00
Q-See QT8716-16AA-4 32 Channel 3 MP/1080p NVR System with 12 High-Definition IP 3 MP/1080p Cameras and 4 HD Varifocal Cameras and 4 TB Hard Drive (White/Black) $4,199.99
GW 8 Channel 1080P NVR Video Security Camera System - Six 5MP 1080P Weatherproof 2.8-12mm Varifocal Bullet Cameras, 180ft IR Night Vision, Realtime Recording 1080p @ 30fps, Pre-Installed 2TB HDD $1,499.00
GW Security Inc VD12CHC5 16 Channel HDCVI DVR Camera System $2,000.00
eero Home Wi-Fi System, 3-Pack $499.00
Swingline TAA Compliant CS30-36 Strip-Cut Commercial Shredder, Jam-Stopper, 30 Sheets, 20 Users (1753280) $3,299.99
16 Channel NVR Security Camera System with 16 Ports PoE - (16) 2MP IP Megapixel Camera - 1TB Hard Drive Installed - room for 3 more hard drives $3,977.67
USG 36 Channel 1080P PoE IP CCTV Kit: 24x 1080P IP PoE 2.8-12mm Bullet Cameras 1x 36 Channel 1080P NVR 3x 9 Port PoE Switches 3x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,799.99

3) Stop Smoking to Reduce Your Memphis, TN Home Insurance

County Percentage of smokers
Grundy county including Beersheba Springs, Altamont, Coalmont, Gruetli-Laager, Palmer 27%
Decatur county including Decatur County, Decaturville, Parsons 18%
Claiborne county including Claiborne County, Cumberland Gap, Harrogate, New Tazewell, Tazewell 33%
Lincoln county including Flintville, Park City, Fayetteville, Lincoln County 25%
Giles county including Pulaski, Elkton, Lynnville, Ardmore, Giles County 26%
Shelby county including Memphis, Germantown, Arlington, Millington, Lakeland 17%
Scott county including Winfield, Huntsville, Scott County, Helenwood, Elgin 51%
Robertson county including Robertson County, Adams, Springfield, Coopertown, Cedar Hill 24%
Cheatham county including Ashland City, Kingston Springs, Pleasant View, Pegram, Cheatham County 31%
Perry county including Linden, Lobelville, Perry County 28%

4) Seniors Get More Home Insurance Discounts in Memphis, TN

Senior Population in Memphis, TN compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Memphis 39692 53080 46963
Walls 13 56 55
Covington 677 776 1088
Burdette 17 76 8
Tate County 1744 3122 2312
Hughes 71 139 176
Osceola 532 573 537
Gallaway 46 59 107
Tunica County 582 938 629
Tunica Resorts 101 173 50
Piperton 154 195 169