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Cheap Memphis, TX Home Insurance Recommendations

Check out simple recommendations to buy Memphis, TX home insurance & get cheap rates.

1) Insure Personal Belongings In Your Memphis, TX Homeowners Insurance Coverage

Example Personal Belongings Category Price
Gallery FGMV153CLB Microwave Oven Major Appliances $526.67
Palram SkyLight Storage Shed, 6' x 8' Lawn & Patio $849.00
Homelegance Prenzo 7 Piece Dining Table Set in Warm Brown Home $5,309.00
CPU Solutions Intel i7 4.0Ghz Quad Core PC. 16GB RAM, 1TB HDD & 250GB SSD, Windows 8.1, GTX970 w/4GB, 750W PS, Liquid Cooled CPU, NZXT S340 Mid Tower Case Personal Computer $1,899.99
Sunny Designs Vineyard Server Furniture $1,200.00
Room Magic Natural 5 Piece Bedroom Set, Tropical Sea Beds $1,329.00
Vollrath (69523) - 27" Induction Range - Professional Series Kitchen $4,518.60
BIC Acoustech PL-980 5.2 Home Theater System- PL-200 NEW!! Speakers $1,799.00
Bon Chef 12085 Drop-In Induction Range, 208-240V, 3500W, 14-13/64" Length x 15" Width x 4-51/64" Height Stove $2,121.80
VocoPro UHF-8800-II Wireless Microphone System Musical Instruments $1,059.00

2) Home Security Systems Lowers Your Memphis, TX Home Insurance

Example Home Security Systems Price
GW Security VD32CH24C820 32 Channel DVR Color Night Vision Security Camera System with 24 x 1000 TVL 720P Starlight Varifocal Outdoor Indoor Cameras, 6TB Hard Drive Pre-Installed $2,839.00
Amcrest 1080P HD Over Analog (HDCVI) 4CH Video Security System - Four 2.1 MP Weatherproof IP66 Bullet & Dome Cameras, 65ft IR LED Night Vision, 65ft IR LED Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 2TB HD for 360 Hours 4Ch Recording 1080p @ 30fps, Quick QR Code Smartphone Access, USB Backup and More $659.99
GW Security 32 Channel 960H HDMI CCTV Security Surveillance DVR System with 32 x 900TVL High Resolution Weatherproof Security Cameras and Pre-Installed 4TB Hard Drive $2,799.00
32CH 1080P NVR Network IP Surveillance Camera System - 32 x HD 960P 1.3MP 2.8~12mm Varifocal Lens 180ft IR PoE IP Camera + 8TB Hard Drive + 2 x 16 Ports PoE Switch $5,299.00
GW Security 32 Channel 960H / HD-TVI 1080P Hybrid DVR CCTV with Mobile Motion Detection 32CH H.264 Digital Video Recorder Camera System For Analog and TVI Security Camera (6TB HDD Pre-installed) $1,699.00
Honeywell Lynx Touch L5200 Video Kit with IPCAM-WI2, Wifi Module and Zwave Module $1,499.00
FreeNAS Mini - Network Attached Storage (4TB) $1,095.00
Night Owl Security 8 Channel Smart HD Video Security System with 1 TB HDD and 4 x 720p HD Cameras $449.99
Defender Sentinel Pro 16CH H.264 Smart Security DVR with 1TB Storage Including 16 Ultra Hi-Res Outdoor Surveillance Cameras,21117 $849.99
30x zoom 2 MP Megapixel IP Network ONVIF Infrared PTZ (Pan Tilt Zoom) Auto Tracker CCTV Security Camera - High Definition 1080p TRUE HD $2,588.60

3) Stop Smoking to Reduce Your Memphis, TX Home Insurance

County Percentage of smokers
Fannin county including Bonham, Dodd City, Leonard, Windom, Ravenna 27%
Henderson county including Poynor, Gun Barrel City, Brownsboro, Coffee City, Trinidad 25%
Randall county including Randall County, Timbercreek Canyon, Lake Tanglewood, Canyon, Palisades 15%
Austin county including Industry, Brazos Country, San Felipe, Sealy, Bellville 18%
Tarrant county including Arlington, Trophy Club, Tarrant County, Kennedale, Richland Hills 16%
Wichita county including Wichita County, Iowa Park, Pleasant Valley, Burkburnett, Cashion Community 21%
Grayson county including Whitewright, Sadler, Pottsboro, Tom Bean, Denison 19%
Freestone county including Wortham, Teague, Streetman, Freestone County, Butler 21%
Williamson county including Brushy Creek, Georgetown, Georgetown, Jarrell, Jollyville 11%
Llano county including Buchanan Lake Village, Horseshoe Bay, Llano, Sunrise Beach Village, Llano County 18%

4) Seniors Get More Home Insurance Discounts in Memphis, TX

Senior Population in Memphis, TX compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Memphis 118 286 315
Texola 6 14 0
McLean 46 108 168
Lakeview 22 51 60
Childress 48 22 0
Silverton 68 113 215
Shamrock 215 314 344
Quail 6 6 9
Hollis 188 262 322
Samnorwood 25 37 19
Quitaque 31 76 61