Richmond, UT Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Richmond, UT home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Richmond, UT Homeowners Insurance Coverage

Example Personal Belongings Category Price
Dacor RNO130C208V Renaissance Series 30" Electric Single Wall Oven with 4.8 cu. ft. Capacity 2 GlideRacks RapidHeat Broil Element and 6 Cooking Modes: Color Match with Epicure Handle 208 Volts Kitchen $3,680.00
Southbend S-Series S60DD 60'' Gas Range, 10 Open Burner, 2 Standard Ovens | 324,000 BTU $7,019.00
Lenovo ThinkPad X1 Carbon 20BS002XUS 14-Inch Laptop (Black) Personal Computer $1,949.00
Southbend 400 Series Ultimate Restaurant Range 60" 9 Burner Cabinet Base - 4601CC-6R Major Appliances $9,143.00
Hybrid Remote Control Mower BE Class Lawn & Patio $2,999.00
Samsung UN65JS8500 65-Inch 4K Ultra HD Smart LED TV (2015 Model) Home Theater $3,999.99
Onkyo CS-265(B) CD Hi-Fi Mini System with Bluetooth Receiver or Amplifier $249.00
Audio-Technica ATW-3141BD 3000 Series Wireless Cardioid Dynamic Handheld Microphone System Musical Instruments $909.00
Coaster Black Oak Finish Pub Dining Set Furniture $449.99
5-pc The Sovereign Round Pedestal Dining Table Set by AICO - Soft Mink - 51 (57001-SET2) Home $3,374.00

2) Home Security Systems Lowers Your Richmond, UT Home Insurance

Example Home Security Systems Price
GW Security Inc VD1832SDIT 1080P HD-SDI IR Auto Tracking High Speed Dome Camera $980.00
Swann 16 Channel Security System with 16 700TVL Cameras, 1TB Hard Drive, and up to 82' Night Vision $1,999.99
GW Security 16 Channel 1080P Network NVR (12) x 1080P Outdoor /Indoor HD IP Security Camera System - 2.8~12mm Varifocal Zoom Lens 180 ft IR Long Distance - Include Pre-installed 4TB Hard Drive $2,750.00
ANRAN 8CH H.264 Full D1 960H Surveillance DVR Kits System with 8pcs 1200TVL High Definition Cameras Night Vision Home Video Ourdoor Security Surveillance Camera with 1000GB hard drive Pre-installed $1,276.67
SmartThings Know and Control Your Home Kit (OLD VERSION) $369.00
USG Sony 12 Camera 1080P PoE IP CCTV Kit with AUDIO: 4x 1080P IP PoE 2.8-12mm Motorized Lens Dome Cameras With Audio Upgrade + 6x 1080P IP PoE 2.8-12mm Bullet Cameras + 2x 1080P IP PTZ 5-90mm 18x Optical Zoom Lens + 1x 24 Channel 1080P NVR + 4x Microphones + 4x Mic PoE Kits + 2x 9 Port PoE Switches + 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,199.99
First Alert 8800 Eight Wired Security Camera Recording System $1,799.99
Arlo Smart Home Security Camera System - 2 HD, 100% Wire-Free, Indoor/Outdoor Cameras with Night Vision + Indoor/Outdoor Mount $369.98
GW Security VDW16CH12C1361IP 16 Channel 1080P Network NVR HD IP Security Camera System with 12 x 960P Outdoor 2.8-12 mm Varifocal Zoom Cameras and 4 TB HDD $1,879.00
Defender Sentinel 8CH 500GB Smart Security DVR Including 4 Dome/4 Bullet 600TVL Cameras with IR Cut Filter and Night Vision,21063 $449.99

3) Stop Smoking to Reduce Your Richmond, UT Home Insurance

County Percentage of smokers
Wasatch county including Wasatch County, Heber, Hideout, Wasatch, Charleston 8%
Cache county including Trenton, Richmond, Peter, Hyde Park, Paradise 5%
Summit county including Henefer, Silver Summit, Oakley, Marion, Summit County 8%
Duchesne county including Roosevelt, Myton, Altamont, Neola, Bluebell 19%
Utah county including Salem, Cedar Fort, American Fork, Lindon, Genola 5%
Tooele county including Rush Valley, Stockton, Erda, Wendover, Dugway 14%
Sevier county including Redmond, Joseph, Richfield, Elsinore, Sevier County 13%
Grand county including Moab, Grand County, Castle Valley, Thompson Springs 17%
Iron county including Newcastle, Paragonah, Newcastle, Cedar City, Iron County 13%
Sanpete county including Manti, Mount Pleasant, Fountain Green, Spring City, Sterling 10%

4) Seniors Get More Home Insurance Discounts in Richmond, UT

Senior Population in Richmond, UT compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Richmond 164 152 149
Laketown 56 135 134
Benson 171 166 119
North Ogden 1011 1452 1356
Downey 35 99 79
Bennington 0 18 2
Georgetown 50 95 85
Howell 17 22 32
Portage 29 19 37
Woodruff 59 101 104
Paris 81 295 251