Williamsburg, VA Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Williamsburg, VA home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Williamsburg, VA Homeowners Insurance Coverage

Example Personal Belongings Category Price
WORX WG772 56V Lithium-Ion 3-in-1 Cordless Mower with IntelliCut, 19-Inch Lawn & Patio $399.99
Pure Sensia 200D Connect- Portable Wireless Music and Radio System, White Music System $449.00
Sony XBR65X930C 65-Inch 4K Ultra HD 120Hz 3D Smart LED TV (2015 Model) Home Theater $4,499.99
Amana RFS12TS Medium-Duty Microwave Oven, 1200W Oven $2,265.00
Klipsch KL-6504-THX(2 Speaker) In-Wall 5.1-SW-310 Denon AVR-X4000 IN-Command 7.2- White Speakers $4,993.00
Wolf Range Achiever 120000 Total BTU Gas Hotplate w/ 2 Step-Up Burners Kitchen $3,648.00
RIDGID (EMERSON) PART NUMBER 93287 535M 115V 36 RPM 811 NPT DH Home Improvement $7,011.56
Southbend 400 Series Ultimate Restaurant Range 48" 8 Burner Convection Oven - 4483AC Major Appliances $9,293.00
7pc Formal Dining Table and Chairs Set in Brown Cherry Finish Furniture $3,117.00
Shure QLXD24/B87A Handheld Wireless System with BETA 87A Vocal Microphone, G50 Musical Instruments $1,420.00

2) Home Security Systems Lowers Your Williamsburg, VA Home Insurance

Example Home Security Systems Price
Cocoon Complete Home Security Device, Black $399.00
GW Security GW2109E1361IP8 9 CH Real-Time NVR 8 x 1/3" Aptina 1.3 MP Camera, 2.8-12mm Lens $1,435.00
ANRAN 8ch Channel HDMI VGA NVR Kit Home Surveillance Security POE System with 8pcs 1080P 2.0 Megapixel Pan Tilt POE IP Camera 6mm Day Night Vision Outdoor with 3TB HDD pre-installed $2,600.00
FreeNAS Mini - Network Attached Storage (4TB) $1,095.00
Samsung SDS-P3042 4 Channel All-in-one DVR Security System $439.00
ANRAN 2.0 Megapixel 1080P Waterproof Outdoor/Indoor IR Night Vision POE IP Camera Home Security System Motion Detection Email Alert 16 Channel 1080P 720P NVR HDMI with 2pcs 3TB HDD pre-installed $2,550.00
GW Security 32 Channel 960H DVR (24) x 700TVL Outdoor /Indoor Security Camera System - 2.8~12mm Varifocal Zoom Lens 196 ft IR Long Distance $3,500.00
GW Security VD9716LH30WD16 16-Channel 960H DVR Security Camera System with 16 x 700TVL 2.8-12 mm Varifocal Day Night Outdoor Camera $1,539.00
GW Security VD6CHC21 8 CH HD Real-time 30 Fps DVR 6 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens, 64-Piece LED, 145-Feet IR $1,240.00
Revo RE16BNDL29-4T Elite Surveillance System with 16-Channel 4TB DVR, 4 Covert Lipstick Cameras and 4 Mini Dome Cameras (Black) $1,449.99

3) Stop Smoking to Reduce Your Williamsburg, VA Home Insurance

County Percentage of smokers
Louisa county including Gordonsville, Green Spring, Patrick Henry, Blue Ridge Shores, Louisa County 28%
Middlesex county including Saluda, Middlesex County, Pine Top, Jamaica, Deltaville 34%
Pulaski county including Parrott, Pulaski County, Massie, Robinson, Hiwassee 31%
Chesterfield county including Dale, Woodlake, Bensley, Ettrick, Manchester 16%
Floyd county including Floyd County, Burks Fork, Locust Grove, Court House, Little River 27%
Halifax county including Halifax, Virgilina, Scottsburg, Cluster Springs, Riverdale 21%
Wise county including Big Stone Gap, Pound, St. Paul, Coeburn, Wise County 33%
Scott county including Dungannon, Nickelsville, Weber City, Scott County, Duffield 28%
Mathews county including Westville, Mathews, Mathews County, Piankatank, Gwynn 25%
Cumberland county including Cumberland, Cumberland County 23%

4) Seniors Get More Home Insurance Discounts in Williamsburg, VA

Senior Population in Williamsburg, VA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Williamsburg 614 1134 1410
Norfolk 12391 16934 15976
Stevensville 246 166 205
Poquoson 886 1433 1292
Camptown 43 60 63
Ettrick 238 282 403
Deltaville 86 194 247
St. Stephens Church 16 135 197
Dumbarton 380 489 857
Ivor 31 58 37
Highland Springs 1222 1782 945