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Smith River, VA Home Insurance - Getting it Dirt Cheap

Getting cheap Smith River, VA is very possible if you follow these steps & compare multiple quotes from top providers

1) Insure Personal Belongings In Your Smith River, VA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Briggs & Stratton 44S877-0002-G1 724cc 24.0 Gross HP Professional Series 1-Inch Diameter by 3-5/32-Inch Length Crankshaft and Keyway Tapped 7/16-20-Inch Lawn & Patio $850.00
LG LMVH1711ST Over-The-Range Microwave with 1500-watt Convection Technology, 1.7 Cubic Feet Major Appliances $659.00
GooQee PIC001 Drain Sewer Vent Pipe Inspection Video Camera with 40m/130-feet fiberglass push Cable, 1/3-inch sony CCD sensor and 7-inch TFT LCD DVR Home Improvement $860.00
103051 Nessa Large Scaled X Base Dining Table with Glass Top by Coaster Furniture $1,010.87
Samsung UN75ES9000 75-Inch 1080p 240Hz 3D Smart LED TV Home Theater $9,999.99
Store/Salon/Restaurant Business Background Music Sound System- Amp, 6 Surface Speakers + Speakers $1,099.99
Riverside Furniture Summerhill 8 Piece Dining Table Set in Canby Rustic Pine Home $5,819.00
Music Hall MMF-5.1 Turntable High Gloss White Receiver or Amplifier $995.00
Shure GLXD14/85 Digital Presenter Wireless System with WL185 Lavalier Microphone, Z2 Musical Instruments $686.00
Currey and Company 3157 Aragon Credenza - 48" Small Cabinet, Corsiva Anhico Finish Sofa $2,230.00

2) Home Security Systems Lowers Your Smith River, VA Home Insurance

Example Home Security Systems Price
GW Security VDA16CHP1 16CH 4TB DVR Security Camera System (White) $1,699.00
GW Security 8 Channel HD-CVI Realtime DVR Kit (1TB HD) : 4 x 1/2.8" 2.0 Mega pixels HDCVI SONY CMOS CCTV Security Camera, 2.8~12mm Varifocal Lens. 4 x 1/2.8" 2.0 Mega pixels HDCVI SONY CMOS CCTV Security Motorized Zoom Camera. *** High Definition Video Surveillance For Your Home or Business $2,000.00
USG HD-TVI 8 Camera 1080P CCTV Kit: 8x HD-TVI 1080P 2MP 2.8-12mm Vari-Focal Lens Dome Cameras + 1x 8 Channel Full 1080P HD-TVI 1080P DVR + 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $2,499.99
Defeway D5030WH4-4xC1012DP9-500G HD 1080P 960H 4 Channel Home Security DVR Hybrid NVR Kit CCTV Surveillance Video Record System $284.29
USG IP PTZ Sony+TI 2MP 1080P 36x Zoom High Definition Speed 7" Dome Security Camera: 3.5-126mm Lens 36x Optical Zoom Motorized Lens, Auto-Zoom + Auto-Focus, 9x IR LEDs Array For <500' Feet Night Vision, ONVIF, IP66 NEMA 4x Outdoor Rated *** Perfect For Home or Business HD CCTV $899.99
GW Security VD4CHH3 4 CH HD-SDI DVR 4 x 1/3-Inch 2.1 Megapixel CMOS Camera, 1080P 2.8 to 12 mm Lens, 72-IR LED, 196-Feet IR Distance $1,550.00
GW Security VD8CHH2 8-Channel HD-SDI DVR 8 x 1/3 Inches 2.1 Meg CMOS Camera with 1080P 2.8 to 12mm Manual Zoom Lens (Colorful) $2,700.00
Novi Battery Powered 4-in-1 Home Security Kit: HD Camera, Motion and Smoke, Siren with Novi App $299.00
GW Security VD16CHH6 16 CH HD-SD DVR 16 x HD-SDI 1/3-Inch 1.3 Megapixel 720p ZeeAnn Progressive Scan CMOS Camera $2,900.00
GW Security 32 Channel 960H HDMI CCTV Security Surveillance DVR System with 24 x 900TVL High Resolution Weatherproof Security Cameras and Pre-Installed 4TB Hard Drive $2,599.00

3) Stop Smoking to Reduce Your Smith River, VA Home Insurance

County Percentage of smokers
New Kent county including New Kent County, New Kent 32%
Patrick county including Mayo River, Patrick Springs, Peters Creek, Stuart, Patrick County 20%
Lunenburg county including Lunenburg, Beaver Creek, Hounds Creek, Rehoboth, Kenbridge 21%
Mathews county including Piankatank, Gwynn, Westville, Mathews, Mathews County 25%
Tazewell county including Bluefield, Tazewell, Northwestern, Western, Northern 21%
Floyd county including Locust Grove, Burks Fork, Floyd, Little River, Floyd County 27%
Russell county including Cleveland, Lebanon, New Garden, Dante, Castlewood 25%
Nelson county including Nelson County, , Nellysford, Arrington, Schuyler 27%
Orange county including Lake of the Woods, Orange, Orange County 19%
Nottoway county including Blackstone, Crewe, Nottoway County, Burkeville, Nottoway Court House 20%

4) Seniors Get More Home Insurance Discounts in Smith River, VA

Senior Population in Smith River, VA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Smith River 251 492 598
Pearisburg 224 354 523
Belews Creek 502 653 571
Ferrum 37 101 0
Old Town 187 525 493
Ridgeway 543 1322 1158
North Shore 302 958 500
Roanoke 6394 9762 10052
Sandy Level 19 38 37
Rocky Mount 460 1083 1287
Reed Creek 619 1101 1313