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Poulsbo, WA Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Poulsbo, WA home insurance & get cheap rates.

1) Insure Personal Belongings In Your Poulsbo, WA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Cadco OV-023 Compact Half Size Convection Oven with Manual Controls, 208-240-Volt/2700-Watt, Stainless/Black Kitchen $1,850.00
EDCO CPM-8-9H 8-Inch Walk-Behind Gasoline Scarifier Home Improvement $6,352.32
Apple Mac Pro 5.1 (2009-2010) 12-Core 3.33GHz, 16GB RAM, 2TB HD, 256 SSD HD, Nvidia GT120,10.10.2 Yosemite Personal Computer $3,999.00
Tivoli Audio Music BT All-In-One Wireless Bluetooth System (Cherry/Metallic Taupe) Receiver or Amplifier $699.99
Barbuda 7pc Teak Dining Set Home $4,995.00
DPA d:vote 4099P - Piano Microphone System Musical Instruments $1,198.95
NEW IMPERIAL RANGE 36" ELECTRIC RANGE 6 ROUND PLATE ELEMENTS 26-1/2" OVEN IR-6-E Major Appliances $6,989.00
On-Q/Legrand 4-Room Whole House Music & inQuire Intercom Kit, Brushed Stainless (ICAU14-BS) Music System $0.00
TCL 40FS4610R 40-Inch 1080p Smart LED TV (Roku TV) (2014 Model) Home Theater $349.99
Dewalt DXPW4240 4,200 PSI 4.0 GPM Gas Pressure Washer with Honda Engine Lawn & Patio $1,409.99

2) Home Security Systems Lowers Your Poulsbo, WA Home Insurance

Example Home Security Systems Price
Revo R164D4GB4GM21-3T Revo R164D4GB4GM21-3T 16 Ch. 3TB DVR Surveillance System with 8 700TVL 100 ft. Night Vision Cameras & 21.5-Inch Monitor (Black) $1,249.99
16 CH Security CCTV DVR System Powered by Dell with warning DeCal DVS16K 1KO $7,999.95
USG Sony 16 Camera 1080P PoE IP CCTV Kit with AUDIO: 8x 1080P IP PoE 3.6mm Dome Cameras (4 of 8 with Audio) 6x 1080P IP PoE 2.8-12mm Bullet Cameras 2x 1080P IP PTZ 5-90mm 18x Optical Zoom Lens 1x 24 Channel 1080P NVR 4x Microphones 4x Mic PoE Kits 2x 9 Port PoE Switches 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,599.99
Westinghouse WH7500E Portable Generator, 7500 Running Watts/9000 Starting Watts $999.00
Samsung SDS-P5101 16 Channel DVR Security System $999.00
Defender PX301-013 Digital Wireless DVR Security System Receiver with SD Card Recording and 2 Long Range Night Vision Surveillance Cameras $524.99
Linear Commercial Telephone Entry System, One Door (ACP00937) $1,093.00
WD 8TB WD Sentinel DX4000 Small Business Network File Storage Server iSCSI NAS $1,249.99
Fellowes Powershred 225Ci 100% Jam Proof 20-Sheet Cross-Cut Paper Shredder (3825001) $1,449.98
VideoSecu 4 Pack Built-in SONY Effio CCD Home CCTV Video IR Zoom Bullet Security Cameras 700 TVL Outdoor Day Night 4-9mm Zoom Focus Lens 42 Infrared Leds for DVR Surveillance with Power Supplies CMN $999.99

3) Stop Smoking to Reduce Your Poulsbo, WA Home Insurance

County Percentage of smokers
Kitsap county including Chico, Port Gamble Tribal Community, Tracyton, Suquamish, Kitsap County 17%
Mason county including Union, Mason County, Harstine Island, Grapeview, Mason 25%
Douglas county including Coulee Dam, Mansfield, Wenatchee, Bridgeport, Douglas County 15%
Asotin county including Asotin, Clarkston Heights-Vineland, West Clarkston-Highland, Asotin County, Clarkston 22%
Benton county including Kennewick, Benton, Benton, Hanford Site, Kennewick 15%
King county including Renton, Fairwood, Boulevard Park, Bryn Mawr-Skyway, Black Diamond 11%
Klickitat county including Roosevelt, Lyle, Dallesport, White Salmon, Klickitat 16%
Snohomish county including High Bridge, Martha Lake, Maltby, Darrington, Kayak Point 16%
Cowlitz county including Longview Heights, Castle Rock, Longview, Woodland, Rose Valley 23%
Jefferson county including Brinnon, Port Hadlock, West End, Marrowstone, Jefferson County 15%
Franklin county including Connell, Pasco, Pasco, Mesa, Franklin County 12%

4) Seniors Get More Home Insurance Discounts in Poulsbo, WA

Senior Population in Poulsbo, WA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Poulsbo 2730 4893 4283
Olympia 11470 17080 15574
Indianola 251 422 247
Mill Creek 1168 1192 547
Fircrest 358 562 894
Maple Heights-Lake Desire 211 337 251
Issaquah 1710 2095 3188
Prairie Ridge 643 791 528
Island County 6203 11215 9563
Belfair 123 414 212
Esperance 309 360 464