Bern, WI Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Bern, WI home insurance & get cheap rates.

1) Insure Personal Belongings In Your Bern, WI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Room Magic Natural 5 Piece Bedroom Set, Tropical Sea Beds $1,329.00
Dell XPS 8700 X8700-10002BLK Desktop - Intel Core i7-4790 Quad-Core Haswell 3.6GHz, 32GB Memory, 256GB SSD + 3TB 7200RPM HDD, 2GB Radeon HD R9 270, Blu-ray Player, Windows 7 Professional Personal Computer $2,599.00
Southbend Platinum Charbroiler Range Gas 36" - P36N-CCC Stove $7,188.00
Sunny Designs Tuscany Extension Table with Turnbuckle Furniture $862.50
Royer SF-2-D Active Ribbon Microphone (Deluxe Packaging) Black Musical Instruments $3,295.00
Le Creuset MM14AM24-59 24-Piece Cookware Set, Marseille Kitchen $940.00
Sony KDL65W850C 65-Inch 1080p 120Hz 3D Smart LED TV (2015 Model) Home Theater $1,899.99
JBL Studio 530 2-Way 5.25-Inch Bookshelf Speakers $689.95
APEC Water - US Made - Countertop Reverse Osmosis Water Filter - Portable & Installation-Free (RO-CTOP) Home Improvement $355.00
Southbend 400 Series Ultimate Restaurant Range 60" 6 Burner raised griddle/broiler Cabinet Base - 4601CC-2RR Major Appliances $10,254.00

2) Home Security Systems Lowers Your Bern, WI Home Insurance

Example Home Security Systems Price
eero Home Wi-Fi System, 3-Pack $499.00
SANNCE 8CH Full 960H Video DVR 1TB HDD with 4 900TVL 42pcs Leds 110ft Super Night Vision Outdoor Weatherproof CCTV Cameras Home Surveillance System QR Code Scan Quick Remote Access (Full 960H-1TB HDD) $699.99
JideTech Surveillance Systems 8ch NVR kits with 720P Pan and Tilt P2P Wifi Camera for Home Security Systems $989.00
Wemelody 8ch Surveillance System 3G Wifi With 8pcs 720P Wireless IP Camera $1,089.00
LaView LV-KN988P84A4-T2 Premium IP 8 Channel Security System with 4 IP 1080P Security Cameras, 2 TB HDD $1,149.99
GW Security 8 Channel HD-SDI DVR (6) x 1080P Outdoor /Indoor HD 2.1MP Security Camera System - 2.8~12mm Varifocal Zoom Lens 164 ft IR Long Distance - Include Pre-installed 2TB Hard Drive $1,599.00
Night Owl Security L-85-8511 8-Channel 960H Recording Resolution DVR with 500GB HDD HDMI 8 Night Vision Cameras and Free Night Owl Lite App (Black) $349.99
ZMODO KDC8-CARBZ8ZN-1T 8 Channel 960H DVR & 1TB HDD with 8 600TVL Weatherproof Day Night Bullet Security Cameras $450.00
GW Security 1080P HD-CVI 4 Channel Video Security Camera System - Two 2MP Weatherproof 2.8-12mm Varifocal Zoom Dome Cameras, 30-IR LED 80ft Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 500GB HDD $699.00
Home Automation Omni Touch Touchscreen VGA $1,018.00

3) Stop Smoking to Reduce Your Bern, WI Home Insurance

County Percentage of smokers
Marathon county including Stratford, Elderon, Rietbrock, Ringle, Wausau 18%
Oconto county including Breed, Little River, Lakewood, Bagley, Oconto 19%
Vilas county including Vilas County, Cloverland, Phelps, Sayner, Lac du Flambeau 18%
Oneida county including Monico, Nokomis, Woodboro, Stella, Enterprise 20%
Barron county including Maple Grove, Stanfold, Cumberland, Chetek, Prairie Lake 24%
Buffalo county including Waumandee, Buffalo County, Montana, Nelson, Naples 19%
Adams county including Adams, New Chester, Big Flats, Quincy, Lake Arrowhead 23%
Manitowoc county including Valders, Whitelaw, Cato, Meeme, Cooperstown 18%
Washburn county including Casey, Stinnett, Trego, Gull Lake, Evergreen 23%
Clark county including Dorchester, York, Dewhurst, Loyal, Lynn 21%
Lafayette county including Argyle, Shullsburg, Willow Springs, Fayette, Belmont 8%

4) Seniors Get More Home Insurance Discounts in Bern, WI

Senior Population in Bern, WI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Bern 34 57 49
Rib Mountain 527 896 574
Rib Falls 54 74 105
Milladore 75 68 49
Pine River 198 183 169
Owen 54 119 221
Thorp 90 178 279
Auburndale 35 57 89
Hewitt 79 78 53
Lynn 44 91 49
Elk 99 205 161