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St. Joseph, WI Home Insurance - How to Get it Cheap

We have researched some steps to reduce your St. Joseph, WI home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your St. Joseph, WI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Breville RM-BOV800XL Certified Remanufactured Smart Oven 1800-watt Convection Toaster Oven Kitchen $179.99
60" Grapple Bucket Attachment for John Deere 200 300 400 500 Loaders rake root Home Improvement $1,995.00
Southbend 400 Series Ultimate Restaurant Range 60" 4 Burner 36" Griddle Standard Oven - 4601DC-3GL Major Appliances $11,326.00
Bose Acoustic Wave Music System II - Platinum White Receiver or Amplifier $1,378.00
Axis AX-513 Convection Oven Oven $1,780.00
9-Pc Dining Table Set Home $3,571.43
VP 1550AW Value Vibratory Asphalt/Soil Plate, 15 kN, 50mm/19.5i Lawn & Patio $2,235.00
SONOS PLAY:3 Wireless Speaker for Streaming Music (Black) Speakers $299.00
Furniture of America Pauline 9-Piece Cottage Style Pub Dining Set Furniture $1,210.85
LG Electronics 42LB5800 42-Inch 1080p 60Hz Smart LED TV (2014 Model) Home Theater $699.99

2) Home Security Systems Lowers Your St. Joseph, WI Home Insurance

Example Home Security Systems Price
Logitech Alert 750i Indoor Master - HD-Quality Security System $299.99
GW Security GW16CH16CM2061 16 CH 1080P 6 TB NVR and 16 x HD 1080P 2.8-12 mm Varifocal 180-Feet Distance PoE IP Security Camera System $2,999.00
USG 16x Cameras 3MP IP CCTV Kit: 1x 16Ch @ 3MP NVR + 7x 3MP IP PoE 2.8-12mm Dome Cameras (1x With Audio) + 3x 2MP IP PoE Motorized 2.8-12mm Lens Dome Cameras + 6x 3MP IP PoE 2.8-12mm Bullet Cameras + 2x 9 Port PoE Network Switches + 2x 3TB HDD + 1x Microphone PoE Kit *** Ultra High Definition Video Surveillance For Your Home or Business! $4,299.99
Night Owl X944500 4x Camera Digital Video Recorder (Black) $349.99
Axis Communications 0588-001 Outdoor-Ready HDTV 720p Pan-Tilt-Zoom Dome Network Camera $1,599.00
GWSecurity 16 CH Security DVR Surveillance Camera System With 2TB Hard Drive 12 Sony EXview CCD 700TVL Outdoor Security Camera Built-in 2.8~12mm Varifocal Zoom Lens 115 ft IR Day/ Night Vision $1,199.00
Generic 8" inch Color LCD Video Door Phone Doorbell Home Entry Intercom System 4 Monitor 1 Camera for 4 Families with RFID Reader SD Recording Night Vision 801 (Black) $725.00
FreeNAS Mini - Network Attached Storage (4TB) $1,095.00
Armasight Sirius-ID Gen 2+ Multi-Purpose Night Vision Monocular Improved Definition $1,468.95
Hitachi CP X5022WN - LCD projector - 5000 ANSI lumens - 1024 x 768 - 4:3 - LAN $2,449.00

3) Stop Smoking to Reduce Your St. Joseph, WI Home Insurance

County Percentage of smokers
St. Croix county including Hudson, Troy, Kinnickinnic, Roberts, Stanton 15%
Vilas county including Lac du Flambeau, Manitowish Waters, Phelps, Vilas County, Cloverland 18%
Burnett county including West Marshland, Siren, Anderson, Grantsburg, Swiss 15%
Walworth county including Lauderdale Lakes, Spring Prairie, Lake Ivanhoe, Fontana-on-Geneva Lake, Delavan 19%
Richland county including Orion, Gotham, Henrietta, Akan, Willow 16%
Jackson county including Melrose, Merrillan, Irving, Taylor, Brockway 20%
Juneau county including Kildare, Lemonweir, Lyndon Station, Finley, Hustler 26%
Pierce county including Spring Lake, Diamond Bluff, Gilman, Hager City, El Paso 14%
Sheboygan county including Elkhart Lake, Plymouth, Cedar Grove, Mitchell, Glenbeulah 17%
Dunn county including Otter Creek, Downsville, Dunn County, Tiffany, Lucas 16%

4) Seniors Get More Home Insurance Discounts in St. Joseph, WI

Senior Population in St. Joseph, WI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
St. Joseph 366 516 186
North Branch 470 647 590
Gem Lake 33 51 42
Arland 55 51 65
Peru 20 38 24
Mahtomedi 745 590 756
Birchwood Village 79 137 144
Red Wing 1165 1773 2461
Cannon Falls 222 346 421
Otsego 716 864 682
Vadnais Heights 1142 1576 745