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War, WV Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy War, WV home insurance & get cheap rates.

1) Insure Personal Belongings In Your War, WV Homeowners Insurance Coverage

Example Personal Belongings Category Price
72" Root Grapple Bucket Attachment for John Deere 200 300 400 500 Loaders deer Home Improvement $2,495.00
Counter Height Dining Table Dark Brown Finish Furniture $360.00
Samsung PN58C8000 58-Inch 1080p 3D Plasma HDTV Television $2,999.99
Rode Broadcaster Studio Condenser Microphone Musical Instruments $629.00
Philips 40PFL4908/F7 40-Inch 60Hz LED TV (Black) Home Theater $499.99
Nemco 6205 Countertop Pizza Oven, 25-Inch Kitchen $2,149.00
THE NEW TEAC CD-X70i --- MINI Hi-Fi SYSTEM w/IPOD/IPHONE DOCK W/Remote -- Micro Hi-Fi System made for MP3 CD disks-- speakers are base-reflex type two way stereo-- charges your iPod or iPhone Music System $199.99
Onkyo PRSC5530 11.2-Channel THX Certified Network A/V Controller with Dolby Atmos Receiver or Amplifier $2,499.00
Bose L1 Model IS Single B2 Bass with T1 Audio Engine Speakers $2,499.00
Southbend 400 Series Ultimate Restaurant Range 60" 8 Burner Standard Oven - 4601DC-7R Lawn & Patio $9,098.00

2) Home Security Systems Lowers Your War, WV Home Insurance

Example Home Security Systems Price
Vera Z-Wave Family Safety Home Control Kit $699.95
Perimeter Patrol Fencing RF 12806 Temporary Security Fence Panels $3,799.00
GW 1080P 4 Channel NVR Video Security Camera System - 2 x Bullet & 2 x Dome 5MP 1080P Weatherproof 2.8-12mm Varifocal Cameras, Realtime Recording 1080p @ 30fps, Pre-Installed 1TB HDD $999.00
GW Security VD32CH736G24 32 Channel 960H DVR Security Camera System with 24 x 900TV Outdoor Indoor Dome 3.6 mm Wide Angle Lens Security Camera (Grey) $2,099.00
USG 36 Channel 1080P PoE IP CCTV Kit: 24x 1080P IP PoE 2.8-12mm Bullet Cameras + 1x 36 Channel 1080P NVR + 3x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,499.99
GW Security 1080P HD-CVI 8 Channel Video Security Camera System - Six 2MP Weatherproof 2.8-12mm Varifocal Zoom (3) Bullet & (3) Dome Cameras, IR Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 2TB HDD $1,499.00
HONEYWELL ACCESS NX4OP30L NX4 W/LARGE ENCLOSURE & QTY 4 OP30 READERS $3,248.69
Talos Security DRGL1602 Compact 16-Channel 960H DVR 480FPS 2TB HDD $679.70
16 CH Security CCTV DVR System Powered by Dell with warning DeCal DVS16K 1KO $7,999.95
Q-See QCN8014Z 1080p IP Add-On Pan-Tilt-Zoom 12x Zoom Camera (White) $949.99

3) Stop Smoking to Reduce Your War, WV Home Insurance

County Percentage of smokers
McDowell county including Vivian, Davy, War, Iaeger, Bartley 35%
Lewis county including Lewis County, Weston, Jane Lew, Courthouse-Collins Settlement, Skin Creek 24%
Kanawha county including Pinch, Rand, Coal Fork, Upper Falls, Glasgow 23%
Taylor county including Grafton, Flemington, Taylor County 26%
Ritchie county including Pullman, Ritchie County, Murphy, Cairo, Pennsboro 31%
Greenbrier county including White Sulphur Springs, Falling Spring, Quinwood, Greenbrier County, Fairlea 25%
Logan county including Robinette, Logan, Henlawson, Bruno, Mitchell Heights 37%
Raleigh county including Crab Orchard, MacArthur, Prosperity, Lester, Coal City 23%
Randolph county including Dailey, Middle Fork, Bowden, Dailey, Whitmer 24%
Wayne county including Westmoreland, Stonewall, Huntington, Ceredo, Fort Gay 33%
Nicholas county including Dixie, Tioga, Nicholas County, Summersville, Belva 32%

4) Seniors Get More Home Insurance Discounts in War, WV

Senior Population in War, WV compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
War 60 69 95
Sidney 188 319 217
Ashcamp 259 319 167
Neibert 0 25 13
Northwestern 713 1090 852
Greenview 18 40 20
Sarah Ann 0 0 25
Meadow View 97 115 111
Pineville 103 225 124
Marion 307 740 895
West Logan 33 50 64