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Cheap St. Albans, WV Home Insurance Recommendations

Check out simple recommendations to buy St. Albans, WV home insurance & get cheap rates.

1) Insure Personal Belongings In Your St. Albans, WV Homeowners Insurance Coverage

Example Personal Belongings Category Price
Logitech Transporter SE Network Media Music Player with "NO KNOB" 930-000133 Receiver or Amplifier $1,999.99
Rochelle 5 piece Espresso Round Dining Table Set Furniture $1,195.00
RIDGID (EMERSON) PART NUMBER 93287 535M 115V 36 RPM 811 NPT DH Home Improvement $7,011.56
Mojave Audio Small Diaphragm Matched Pair Tube Condenser Professional Microphones Musical Instruments $1,595.00
Currey and Company 3157 Aragon Credenza - 48" Small Cabinet, Corsiva Anhico Finish Sofa $2,230.00
SoundTouch 251 SE outdoor speaker system Speakers $897.00
Waring Half Size Heavy Duty Commercial Convection Oven, 120 Volt -- 1 each. Kitchen $1,125.75
TCL 40FD2700 40-Inch 1080p 60Hz LED TV (2015 Model) Home Theater $349.99
Southbend 400 Series Ultimate Restaurant Range 36" 2 Burner 24" Griddle Standard Oven - 4363D-2GL Stove $6,956.00
"Apple iMac 27"" Desktop - 3.4GHz Intel Core i7 Quad-Core, 3TB Fusion Drive, 32GB 1600MHz DDR3 SDRAM, 10.8 Mountain Lion (64-bit), (2012 VERSION)" Personal Computer $4,199.00

2) Home Security Systems Lowers Your St. Albans, WV Home Insurance

Example Home Security Systems Price
NETGEAR ProSAFE M4100-50G-POE 50-Port Gigabit Managed Switch with PoEﱘ魺� Uplinks/Routing (GSM7248P-100NES) $1,499.99
ANRAN 8pcs 2.0 Megapixel HD Outdoor Indoor Varifocal Zoom 2.8-12mm Day Night IP Camera POE Security System 8ch NVR HDMI Motion Detection 3TB HDD Preinstalled $1,800.00
GWSecurity 16CH400WHD 16 Channel DVR 16 x 1000TVL (720P) Vari-Focal Zoom 147 feet IR Outdoor / Indoor Security Camera System with Pre-Installed 2TB Hard Drive $2,595.00
USG 36 Channel 1080P PoE IP CCTV Kit: 24x 1080P IP PoE 2.8-12mm Bullet Cameras 1x 36 Channel 1080P NVR 3x 9 Port PoE Switches 3x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,799.99
GW Security 16 Security Camera 1080P PoE IP System Kit : 15 x 1080P IP PoE 2.8-12mm Dome Cameras 1 x 1080P Auto Tracking IP PTZ 4.7 ~ 94mm 20 times Optical Zoom 1x 16 Channel 1080P NVR 1 x 4TB HDD *** High Definition Video Surveillance For Your Home or Business $4,000.00
Q-See QT8516-4Z7-1 16 Channel 3 MP/1080p HD NVR System with 4 High-Definition IP 3 MP/1080p Cameras and 1 TB Hard Drive (White) $999.99
USG 720P PoE HD IP CCTV Kit: 8x 720P IP PoE 3.6mm Dome Cameras 1x 16 Channel NVR 8x Pairs PoE Injectors 1x 2TB HDD 8x Ethernet Cables *** High Definition Video Surveillance For Your Home or Business! $1,499.99
GW Security VD4CHH8 4 CH HD-SDI DVR 4 x HD-SDI 1/3-Inch 1.3 Megapixel ZeeAnn Progressive Scan CMOS Camera, 720P Video Output Mode $1,100.00
Swann SWNVA-460AN2-US SWNVA-460AN2 Video and Alarm Security Kit (White) $449.99
GW Security VD12CHC7 16 Channel HDCVI DVR Camera System 10 x 1/2.9 HDCVI Color IR CCTV Security Camera, 1 Megapixel Color CMOS, 2.8-12 mm Lens (Colorful) $2,100.00

3) Stop Smoking to Reduce Your St. Albans, WV Home Insurance

County Percentage of smokers
Kanawha county including Chesapeake, Pinch, Cross Lanes, Cedar Grove, Big Chimney 23%
Greenbrier county including Quinwood, Greenbrier County, Rainelle, White Sulphur Springs, Falling Spring 25%
Jefferson county including Jefferson County, Bolivar, Harpers Ferry, Kabletown, Shannondale 25%
Hancock county including Grant, Butler, Clay, Chester, Hancock County 25%
Wetzel county including Reader, Smithfield, Pine Grove, Wetzel County, Hundred 34%
Cabell county including Culloden, Milton, Cabell County, Lesage, Pea Ridge 23%
Boone county including Twilight, Greenview, Comfort, Whitesville, Boone County 30%
Webster county including Bergoo, Camden-on-Gauley, Cowen, Webster County 30%
Tucker county including Davis, Licking, Thomas, Black Fork, Hendricks 26%
Doddridge county including Beech, Pine, West Union, Oak, Doddridge County 28%
Pleasants county including Belmont, St. Marys, Pleasants County 23%

4) Seniors Get More Home Insurance Discounts in St. Albans, WV

Senior Population in St. Albans, WV compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
St. Albans 941 1441 1698
Smithers 82 91 157
Sheridan 393 446 742
Gallipolis 279 541 738
Duval 328 555 285
Mallory 129 231 107
Ashland 619 928 739
Scarbro 74 68 11
Washington 177 367 316
Beards Fork 13 16 21
Middleport 191 256 304