Cheap Murphy, WV Home Insurance Recommendations

Check out simple recommendations to buy Murphy, WV home insurance & get cheap rates.

1) Insure Personal Belongings In Your Murphy, WV Homeowners Insurance Coverage

Example Personal Belongings Category Price
Panasonic NN-SD972S Stainless 1250W 2.2 Cu. Ft. Countertop/Built-in Microwave with Inverter Technology Kitchen $264.95
Husqvarna 22" Seeder Honda GX160 4.8 HP - SD22 - 966068701 Home Improvement $2,714.27
Southbend 400 Series Ultimate Restaurant Range 36" 2 Burner 24" Griddle Standard Oven - 4362D-2GL Oven $7,048.00
Beyerdynamic MC840 Large Diaphragm Studio Condenser Microphone with Adjustable Polar Pattern Musical Instruments $2,229.99
Diamond Sofa SUMMITDC2PK Spring Back Dining Chairs With Chocolate Ribbed Seat Cushion - Ash Back, 2 Pack Home $310.70
Plantronics RIG Stereo Gaming Headset with Mixer for Xbox 360 and PS3 - Retail Packaging - Black Music System $129.99
Paula Deen Home Corrie's Kitchen Side Chair, Oatmeal Furniture $405.00
Turbo Air Radiance Stock Pot Ranges TASP-18S Major Appliances $1,161.00
2015 Newest Edition Dell Inspiron 3847 Desktop with Flagship Specs (Windows 7 Professional, Intel Quad Core i7-4790 up to 4.0GHz 8MB Cache, 16GB DDR3 RAM, 2TB HDD, DVD Drive, Bluetooth) Personal Computer $1,002.99
Sony XBR55X800B 55-Inch 4K Ultra HD 120Hz Smart LED TV (2014 Model) Home Theater $2,499.99

2) Home Security Systems Lowers Your Murphy, WV Home Insurance

Example Home Security Systems Price
GW Security 4 Channel 1080P PoE NVR HD IP Security Camera System with 4 Indoor/ Outdoor 2.8-12mm Varifocal Zoom Night Vision 1080P Security Cameras Pre-Installed 1TB HDD Network Remote Access $809.00
Q-See QT5682-8K8-1 8-Channel DVR 960H Security Surveillance System with 8 High-Resolution ***1000***TVL Cameras and 1 TB Hard Drive (Black) $1,099.00
GW Security VD32CH108M36WD16 32-Channel 960H DVR Security Camera System with 700TV Outdoor Indoor Bullet Dome and 2.8-12mm Varifocal Security Camera $1,799.00
Securio B24L6, 7-8 sheets, High Security Level 6, 9 gal. capacity, with Automatic Oiler $2,756.00
LTS LTD08HTDK 8-Camera H.264 Realtime DVR Security System with 500GB, Mobile Phone Live View, VGA output $599.00
Zmodo 8channel DVR Security Cameras System w/ 4 Outdoor Bullet+ 4 Indoor Dome 600TVL Hi-Resolution Video Surveillance Cameras 1TB HDD $349.99
GW Security HD IP 32 Channel NVR Security System with 32 IP PoE 5MP 1080P Security Cameras, 8 TB HDD $5,299.00
Lorex LH024501C4WB 4-Channel 500GB ECO Blackbox 4 x 960H Wireless Indoor/Outdoor Security Camera System with Stratus Connectivity (White) $699.99
TriVision NC-336PW HD 1080P Outdoor Wireless Home Security Camera System, Exterior Waterproof, Wifi, Poe Wired, Ir Night Vision, Motion Sensor, DVR Micro SD Card Recording Internet Access, Online Color Video Audio, License Plate Recognition in 30 Feet, Plug and Play App on iPhone, Android, PC, Mac $488.00
GW Security 1080P HD-CVI 4 Channel Video Security Camera System - Four 2MP Weatherproof Sony Cmos 2.8-12mm Motorized Zoom Varifocal Bullet Cameras, 42-IR LED 120ft Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 1TB HDD $999.00

3) Stop Smoking to Reduce Your Murphy, WV Home Insurance

County Percentage of smokers
Jefferson county including Shannondale, Harpers Ferry, Bolivar, Middleway, Shepherdstown 25%
Morgan county including Paw Paw, Bath, Great Cacapon, Morgan County 25%
Ritchie county including Ritchie County, Auburn, Pullman, Ellenboro, Cairo 31%
Putnam county including Teays Valley, Hurricane, Putnam County, Scott, Nitro 20%
Greenbrier county including Lewisburg, Falling Spring, Greenbrier County, Rainelle, White Sulphur Springs 25%
Barbour county including Belington, Philippi, Barbour County, Junior, 27%
Gilmer county including De Kalb-Troy, Glenville, Gilmer County, Sand Fork, Center 28%
Mercer county including Bramwell, Matoaka, Bluewell, Athens, Bluefield 28%
Nicholas county including Jefferson, Dixie, Summersville, Birch River, Beaver 32%
Pendleton county including Franklin, Pendleton County, Brandywine 16%

4) Seniors Get More Home Insurance Discounts in Murphy, WV

Senior Population in Murphy, WV compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Murphy 100 126 251
Gassaway 60 146 119
Hepzibah 54 66 57
Waverly 46 59 21
Slate 395 421 275
Little Hocking 0 102 11
Weston 340 467 422
Waterford 230 354 575
Sutton 103 162 144
Spelter 22 33 10
Jacksonburg 0 6 10