Cheap Laramie, WY Home Insurance Secrets

Secrets that you can use to get cheap Laramie, WY Home Insurance including insuring properly, comparing quotes & asking for discounts

1) Insure Personal Belongings In Your Laramie, WY Homeowners Insurance Coverage

Example Personal Belongings Category Price
Tivoli Music System BT HiFi System - Black Receiver or Amplifier $699.99
Star Holman Ultra-Max Conveyor Oven - UM-1850AT Oven $10,128.00
"Alienware 17.3"" LED Notebook - Intel Core i7-4910MQ Overclocked up to 4.1 GHz - 32GB RAM - 2TB HDD + 80GB SSD - NVIDIA GeForce GTX 880M 8GB - Windows 7 Home Premium - ALW17-15306sLV" Personal Computer $3,299.00
RIDGID (EMERSON) PART NUMBER 97415 300A PD 230V NPT 38RPM EX Home Improvement $6,098.07
Southbend 400 Series Ultimate Restaurant Range 36" 2 Burner 24" Griddle Convection Oven - 4361A-2GL Major Appliances $10,644.00
Audio-Technica ATW-3141BD 3000 Series Wireless Cardioid Dynamic Handheld Microphone System Musical Instruments $909.00
LG Electronics 42LB5800 42-Inch 1080p 60Hz Smart LED TV (2014 Model) Home Theater $699.99
M&S SYSTEMS DMC3PACK Music/Communication Retrofit System Package (3 Pack) Music System $1,338.47
Home Styles The Aspen Collection 7-Piece Dining Set Furniture $1,699.99
Circulon Infinite Hard Anodized Nonstick 10-Piece Cookware Set Kitchen $600.00

2) Home Security Systems Lowers Your Laramie, WY Home Insurance

Example Home Security Systems Price
GW Security VD12CHC13 16 CH HDCVI DVR 12 x 1/2.8 Inches, 2.0 MP HDCVI Security Camera, 3.6 mm Lens, 49-Feet IR (Color) $1,700.00
USG 1080P 2MP PoE IP PTZ CCTV Kit: 1x 24 Channel NVR 2x PoE Switches 1x 1080P IP PTZ 4.7-47mm Speed Dome Camera 15x 1080P IP PoE 2.8-12mm Dome Cameras 2x 3TB HDD *** Ultra High Definition Video Surveillance For Your Home or Business! $3,999.99
GW Security VD8CH6C728WD 8 Channel Indoor Dome Surveillance Security Camera System, 6 x 1/3-Inch Sony CCD 700TVL 2.8-12 mm Varifocal Lens Camera (White) $549.00
SVAT PRO 8CH H.264 1 TB Smart Security DVR with 8 Ultra Hi-res Outdoor Surveillance Cameras and Smart Phone Compatibility (11111) $1,059.99
Arlo Smart Home Security Camera System - 3 HD, 100% Wire-Free, Indoor/Outdoor Cameras with Night Vision (VMS3330) by NETGEAR $449.99
GW Security VD8CHH5 8-Channel HD-SDI DVR 1080P 4 x HD-SDI 1/3 Inches 2.1 Meg 3.6mm Lens 98-Feet IR and 4 x 1/2.8 Inches 2.2 Meg Starlight HD-SDI Camera (Colorful) $2,050.00
GW Security 1.3 MegaPixel 1000TVL Color Night Vision Security Camera System with 16 Channel DVR and 12 x 1000TVL Starlight 2.8-12mm Varifocal Zoom Outdoor / Indoor Analog Dome Cameras 3TB Hard Drive Included $1,799.00
GW Security VD8CHC26 8 CH HD Real-time 30 Fps DVR 8 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens, 64-Piece LED, 145-Feet IR $1,440.00
GW Security 9 Channel NVR Kit (3TB HD): 1 x 1/2.7'' SONY H.264,1080P IR High Speed IP Network PTZ Camera and 8 x HD-IP Camera. 1/3" Aptina 1.3 M CMOS Sensor. 2.8-12mm Lens. *** High Definition Video Surveillance For Your Home or Business $2,600.00
Night Owl Security PRO-1681TB Professional 960 H 16-Channel DVR with HDMI Output, 8 Hi-Res Cameras Plus 2 Audio Enabled Indoor Cameras and 1TB HDD (Black) $699.99

3) Stop Smoking to Reduce Your Laramie, WY Home Insurance

County Percentage of smokers
Albany county including Albany, Fox Park, Albany, Albany County, Jelm 14%
Fremont county including Wind River, Arapahoe, Fort Washakie, Ethete, Jeffrey City 23%
Hot Springs county including Thermopolis, Thermopolis, Lucerne, Hot Springs County, Owl Creek 19%
Crook county including Sundance, Crook County, Pine Haven, Beulah, Moorcroft 19%
Platte county including Slater, Glendo, Whiting, Chugcreek, Wheatland 18%
Sublette county including Sublette County, Marbleton, Daniel, Bondurant, Pinedale 17%
Campbell county including Gillette, Antelope Valley-Crestview, Sleepy Hollow, Gillette, Campbell County 23%
Washakie county including Washakie County, Ten Sleep, Worland 14%
Natrona county including Red Butte, Casper Mountain, Hells Half Acre, Brookhurst, Homa Hills 26%
Sweetwater county including Bairoil, Superior, Sweetwater County, Arrowhead Springs, Farson 24%
Converse county including Glenrock, Lost Springs, Douglas, Esterbrook, Rolling Hills 22%

4) Seniors Get More Home Insurance Discounts in Laramie, WY

Senior Population in Laramie, WY compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Laramie 1523 2498 1647
Rock River 13 61 19
Laramie County 6804 8831 7671
Laramie 1523 2498 1647
Medicine Bow 52 39 41
Centennial 39 75 32
Elk Mountain 10 25 21
Cheyenne 5282 7133 6601
Livermore 559 1071 762
Fox Farm-College 172 336 270